Freedom Categories Announced For Next Year

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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DavidNY
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Postby DavidNY » Wed Nov 28, 2012 10:07 pm

Ratfacedudeguy wrote:where did you find this information?


Chase Freedom 2013 Category - myFICO® Forums


LadyinRed
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Postby LadyinRed » Thu Nov 29, 2012 2:00 pm

I'm really excited because we're planning a trip to Disney World in September! Guess I'll book it in July! Too bad there's a $1500 cap on it... Could really get use out of that one!
AMEX: Blue Cash Preferred (6% on groceries, 3% gas & dept stores)
Capital One: Venture (2 points per $1, equivalent to 2%)
Chase: Freedom (rotating 5% categories), Disney Rewards (1 point per $1, Disney benefits)
US Bank: Cash+ (5% bookstores / 5% Electronic Stores)

agp
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Postby agp » Thu Nov 29, 2012 4:32 pm

I can see why people are getting excited over the 2 quarters of 5% cash back on gas, but if you already have one of those Penfed gas cards then it really does not mean much. I'm feeling very indifferent to this after Discover offered 5% on online purchases. That set the bar very high.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

Vermonster
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Postby Vermonster » Thu Nov 29, 2012 8:56 pm

BTW that pic on MyFICO is from Facebook. If you search for Chase Freedom it come up on their timeline.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

hematino
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Postby hematino » Fri Nov 30, 2012 12:01 am

agp wrote:I can see why people are getting excited over the 2 quarters of 5% cash back on gas, but if you already have one of those Penfed gas cards then it really does not mean much. I'm feeling very indifferent to this after Discover offered 5% on online purchases. That set the bar very high.


I'm with you there. I could care less about the gas, thanks to PenFed's year round 5%. I like the 5% restaurant quarter, but my local bank's CC gives 5% on restaurants from now till May. Theme parks is a nice niche category, although I thought so for 2012 when Discover had it, and I ended up being too busy to take advantage much except for a brief trip to Six Flags for my godson's birthday. Amazon is a good quarter, it will dominate my urge to use my Forward with its copious but undervalued Thank You Points. For my own reward card patterns, Freedom's 2012 categories are kind of blah.

Now I'm curious what the quarters are going to be for More and Dividend so I can plan my spending accordingly.
Now she's eyeless.
The snakes she held once
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FutureBillionaire
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Postby FutureBillionaire » Fri Nov 30, 2012 9:27 am

agp wrote:I can see why people are getting excited over the 2 quarters of 5% cash back on gas, but if you already have one of those Penfed gas cards then it really does not mean much. I'm feeling very indifferent to this after Discover offered 5% on online purchases. That set the bar very high.


I 200% agree with this. I would rather have a Discover right now than that card. I have both of the penfed cards, so I don't are about gas. I like online purchases and groceries.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

DavidNY
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Postby DavidNY » Sat Dec 01, 2012 12:02 pm

FutureBillionaire wrote:I like online purchases and groceries.


Likewise. I maxed out Discover's online purchase category quickly.

Rory
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Postby Rory » Sat Dec 01, 2012 7:13 pm

agp wrote:I can see why people are getting excited over the 2 quarters of 5% cash back on gas, but if you already have one of those Penfed gas cards then it really does not mean much. I'm feeling very indifferent to this after Discover offered 5% on online purchases. That set the bar very high.

With regards to your pen fed issue, i have to disagree. Some people who have that card may still benefit from using their chase freedom simply because the points are then added to their ultimate rewards. With a pen fed gas card you can only use your savings for deposits and credits. This is still useful, but a greater variety of options exists within chase's reward system.

With regards to your discover 5% comment, i totally agree. Discover may not have set the bar higher, but they met the bar and created a tantalizing new category.

I wish chase wouldn't choose the categories a full year in advance, but rather let either FB or their customers spending dictate what categories should be featured either month to month or by season.
Amex Zync - NPSL (Cleared up to 25k)
Amex BCE - 12000 limit
Amex BCP - 4200 limit
FIA Rewards Amex- 3500 limit
Chase Freedom - 2000 limit
Chase Slate - 2000 Limit
BoA Cash Rewards Privileges- 3000 limit
Barclaycard Rewards MC - 3000 limit
Discover IT- 3500 limit
Marriott PR- 5000 limit
21 years old with alot of life to spend ;)
Its not about the ending, its about the journey,
just as long as the ending is just as good :cool:

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Socelli
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Postby Socelli » Mon Dec 03, 2012 3:12 pm

Thanks for sharing the 2013 Category Chase Freedom list. You know, Amex has a great MR program and all but you've got to admit, the Chase Freedom card is a major player in the cash back arena. Thanks again for the heads-up.
Cards:
American Express: Business Platinum-NPSL, Delta SkyMiles Gold-$2K
Chase: Sapphire Preferred-$5K, Southwest Airlines Visa-$3.7K, Freedom-$400
USAA: Platinum MC-$4K, Advantage Rate MC-$4K, Amex-$4K
FBNO: BucksBack Visa-$1K, Amex-$1.7K
GECRB: Walmart Discover-$3,7K
Barclays: Financing Visa-$3.2K, Juniper MC-$1.1K
Capital One: Platinum MC-$1.5K, Platinum MC-$750
CFNA: Firestone-$1.6K
CitiBank: Office Depot Business Card-$1K

MaxPunishment
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Postby MaxPunishment » Mon Dec 03, 2012 9:26 pm

agp wrote:I can see why people are getting excited over the 2 quarters of 5% cash back on gas, but if you already have one of those Penfed gas cards then it really does not mean much. I'm feeling very indifferent to this after Discover offered 5% on online purchases. That set the bar very high.


Could not disagree more, the 5% on Freedom which can be used as 5 points per dollar are much more valuable than Penfed's cash payout, because if used for travel the Ultimate Rewards points you get through this can be cashed out as 6 cents per dollar instead of the standard 5 cents. Multiply that by a few hundred and it adds up fast



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