- Centurion Member
- Posts: 362
- Joined: Wed May 30, 2012 8:10 pm
- Location: Baltimore
Not overly analytical at all my friend. You're on Credit Card Forum -- being analytical is what it's all about! The CSP is heavier and sturdier than plastic cards for sure, though the coloring is quite a bit darker than the images online would lead you to believe (the same can be said about the regular Sapphire as well). The extra cool thing is you can actually see raw metal if you look at the edge of the card head on.
Congrats too on the Discover approval. I love their customer service. Just when I called them last night, the phone system told me that it has now automatically detected my preference to skip the automatic prompt and speak directly with a representative. That's almost as good as the CSP service line right there, which by the way, was a very pleasing experience as well. You also can't beat 5% back at Target for the Red Card as well.
It looks like you've got yourself a pretty good portfolio in the meantime, but I'd still try and keep pushing it with Chase. The fact that they'd even let you back in after previous charge offs says a LOT, and the fact that they gave you a $2k limit to boot says even more. Like I said before, my previous history with Chase was a $400 Slate card at like 23% apr and it took me like 5 separate apps just to get myself back in with the $1500 Freedom at 22% apr after the Slate was closed with a credit balance by my request. It looks to me like they just like to be cautious and extra conservative at first, and then once you've gotten (back) in with them and push through some good usage they'll start being more and more generous with you. I seriously doubt they wanted 2 whole years of activity before allowing you any other opportunities. They had me under the impression that it'd be a full 6 months at the very least (without outright saying it of course) before I could re-apply for the CSP after getting approved for the Freedom, and I have it in my wallet not even 4 months later.
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7750 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Amex Blue Cash Everyday - $1000 - 01/13