- Centurion Member
- Posts: 257
- Joined: Sun Oct 14, 2012 10:22 pm
- Location: California
Electronic Stores gets you 5% cash back when you plan to make big ticket (large screen TV, new computer, tablet, etc) purchases in that category. You can choose other categories when you are not planning such a purchase, since the card is flexible, and switch back the next quarter.
Cell Phone will let you get 5% on your monthly service plan and if your internet/cable is sold by a carrier (AT&T, Verizon, etc) then you'll get 5% on that as well, esp. if you bundle.
Hotels and Restaurants can be chosen temporarily in advance of a trip without affecting rewards the rest of the time much, and changed back the next quarter, allowing you to get 5% back there.
Restaurants and book stores are lucrative categories if you don't already have a Forward. There are plenty of niche categories to choose from.
This is not now just a card for those with a large cell phone bill.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012