JPMorgan Select is no longer available

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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agp
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JPMorgan Select is no longer available

Postby agp » Sat Oct 13, 2012 8:32 am

https://creditcards.chase.com/credit-card-search.aspx

No more Select, hopefully they will make the Palladium more available

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred


jeffysdad
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Postby jeffysdad » Sat Oct 13, 2012 8:43 am

That's interesting. It seems like they don't know what they want to do in this area. The Select (the brown JP Morgan card) seemed to be nearly identical to Sapphire Preferred, except it wasn't advertised. I guess they figured why have two cards that are so similar.

For a brief period they were making the Palladium available to anyone. I wouldn't count on that happening again; seems like they would want one "exclusive" card.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

MOC
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Location: NC

JP Morgan Select is awesome... too bad

Postby MOC » Sat Oct 20, 2012 3:25 am

I got the JP Morgan Select back in March prior to taking a trip to Ireland and the UK for the chip in the card. I know they offer the chip on more cards now, but the JP Morgan Select has a few benefits over Chase Sapphire Preferred which includes primary car rental insurance in the US and awesome and separate JP Morgan customer service. The phone probably rings once before they pick up and they are definitely way better than the Chase people I deal with for my Chase Marriott Visa. I think there are also other benefits exclusive to JP Morgan Select like Roadside service and Price Protection, but that may be part of the Visa Signature stuff. There is also a 25,000 point bonus after you spend $100,000 which is good if I ever happen to become rich enough to spend that much in a year on my personal credit card. The interest rate is 13.24% which is 1% lower than my Marriott Visa and 2% lower than what Chase Sapphire Preferred says online. I know they said it was the same as the Sapphire Preferred, but the one or two extra benefits are really valuable for only $95/year. I doubt they'd trash their Palladium brand to replace this card, but now my card has some exclusivity to it. I hope they do not try to change me at some point. The only card I'd change to is the Palladium if I could keep this annual fee, and I doubt that would happen. Are they allowed to force you to change to an inferior card with less benefits than the card you signed up for?

jeffysdad
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Postby jeffysdad » Sat Oct 20, 2012 6:40 am

That's interesting, MOC. I didn't know that about the Select card. I thought it was the same as Sapphire.

I don't think they'll switch you to another product, at least not until your annual fee is due again. It seems some people on here have been carrying discontinued cards for quite a while. I think banks are reluctant to product change customers for fear of antagonizing them, but I think it's up to them if they want to.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.



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