- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
For a brief period within the last 12 months the Palladium was available to anyone who was willing to pay the substantial annual fee (a couple hundred more than Amex plat., I think). I had seen the card listed along with the JP Morgan brown card on the Chase website and was curious so I called to ask about it. I was told even I could apply for it.
I think now it is exclusive again to Chase private banking clients. I'm sure you can get one with far less than $25M on deposit, but I don't know how much. It's obviously a card for high rollers. If I were one, I would choose it over Amex Plat because of wider acceptance (Visa) and the fact that it's not as widely known (has a bit of mystique). However, I think the reward amounts are actually better or at least the same with Freedom or Sapphire. The brown JP Morgan card is still available to nobodies.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.