Getting US Bank to increase the credit limit on a secured card

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
13 posts
shoptalk01
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Location: Nebraska

Postby shoptalk01 » Tue Oct 02, 2012 4:09 am

CC Deville wrote:Yeah, I'd be dropping that ghetto fabulous bank like 1st period gym class. I can understand wanting to hedge against possible debit card fraud, but they should be working for their customers not the other way around. Meaning, you should be allowed to make purchases above $500 daily and if they detect fraud it is their responsibility to monitor the account for possible account takeover and put a block on it until they can contact you to confirm the activity. I could even understand limits in Los Angeles, NYC, Miami, Phoenix etc. But Nebraska? NOTHING happens in Nebraska. One of the more boring states with very little fraud. I can't stand Wells Fargo but I say take your moms advice and run to the branch to open an account. What bank do you bank with? [color="rgb(0, 0, 0)"][color="Red"]Cornholler First Bank and Trust? Geez[/color][/color].


How did you know which bank I use? It was either that or Cowtown Last Bank and Trust. I got totally fed up on one of the local small town banks because it was a town where everybody knew everybody and too many people talk in the local coffee shop. I remember a number of years ago asking the bank president if I needed to notify them if I planed to use my debit card in Missouri or if they recommended I take traveller's checks. A couple days later someone on the street asked me when I was going and what I was going to do there..... I had only talked to one person about it at the time and that was the bank president. I would have sued that place, but my dad told me I needed to take a chill pill and let it go. What pushed things over the edge, I'm 23 years old and my mom walks into the bank and asked how much her little boy had in his account and they told her. A few months later I moved my money to a different bank.

I'm not real crazy about Wells Fargo, they just don't impress me, but my mom knows someone who works there and she opened a savings account then she got a credit card with them. I also don't like the idea we don't have a local branch, but I guess nobody cares about that these days.

I don't know why I posted the reply from Amex, too much on my mind, but the humorous update, today I received 2 cards, one at each address. They sent a card to the address they said they couldn't verify. Now the joke, I have 2 prepaid Amex cards in my name each sent to different addresses and the system won't let me activate either one. I never thought Amex would be that sloppy, but I guess it one way to get your info to market cards to you that you don't qualify for and I was the sucker.


CC Deville
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Postby CC Deville » Tue Oct 02, 2012 4:45 pm

LOL I like Cowtown Last Bank and Trust. I hear they give away toasters when you open a new savings account.

I could never do a small town and that is pretty bad that the bank president told people your business and a teller gave your account balance to your mom! Like I said, I am not a fan of Wells Fargo (for no particular reason either, Ive never banked with them!) but they have to be 100% than the current bank you are dealing with.

I don't understand why AMEX sent either card out if they were unable to verify the address. What a waste of resources!

Hope everything gets straightened out for you.

shoptalk01
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Joined: Thu Aug 02, 2012 1:18 am
Location: Nebraska

Postby shoptalk01 » Wed Oct 03, 2012 12:23 am

[quote="CC Deville"]LOL I like Cowtown Last Bank and Trust. I hear they give away toasters when you open a new savings account.

Open a 48 month CD and get a free corn hat!



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