- Centurion Member
- Posts: 630
- Joined: Thu May 10, 2012 10:10 pm
- Location: North Los Angeles County
Well as long as you have the funds to back it up you should be okay. For example let's say you want to buy a laptop and a new phone on the same day, but you only make about 20k, and usually in a month you spend only 500, that's when you're going to get FR'ed. Because they want to make sure you have the funds and you won't go overboard. My dad, for example, has a friend that remodels restaurants. Now because of that he buys all of his stuff on an AMEX business card, and typically he spends about 70-80k to do the remodel (buy the materials, labor, etc) and at the month, the owner will pay him back (i.e. pay him 9-10k a month). So AMEX knows they will get their money back soon. My point is as long as you can pay for it and don't go outside of your spending pattern to much you should be okay. I have another friend that pulls in about 12k a year, and he has an AMEX Zync, as long as he doesn't go overboard, they probably won't ask to see his paychecks and Income tax returns. Just be careful and honest.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.