Dropping some cards

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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jlam572
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Dropping some cards

Postby jlam572 » Fri Sep 21, 2012 2:48 am

So recently I decided to drop some of my cards unless they give me CLI's or upgrades. Already dropped HSBC visa. Probably going to drop Chase soon too. These were 2 of the 3 cards I got in college...my other cards have grown in limits, benefits, upgrades, etc...but these two are holdouts....not worth my time.

Anyone have any advice on dealing with chase? I asked them about an upgrade to CSP and they said its a different type of card so I couldnt upgrade. Anyone get a good CLI story? TIA
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MemberSince99
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Postby MemberSince99 » Fri Sep 21, 2012 12:37 pm

jlam572 wrote:So recently I decided to drop some of my cards unless they give me CLI's or upgrades. Already dropped HSBC visa. Probably going to drop Chase soon too. These were 2 of the 3 cards I got in college...my other cards have grown in limits, benefits, upgrades, etc...but these two are holdouts....not worth my time.

Anyone have any advice on dealing with chase? I asked them about an upgrade to CSP and they said its a different type of card so I couldnt upgrade. Anyone get a good CLI story? TIA


You can try to recon with their executive office. I read a couple of months ago that they were giving some CLIs on another board. Try contacting them. The number I see for that is 888-622-7547 good luck.

jlam572
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Postby jlam572 » Fri Sep 21, 2012 3:24 pm

MemberSince99 wrote:You can try to recon with their executive office. I read a couple of months ago that they were giving some CLIs on another board. Try contacting them. The number I see for that is 888-622-7547 good luck.


Thanks for your help
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Postby Money card » Sun Sep 23, 2012 1:52 am

I had a chase platinum came over from First card member since 1995, when chase Freedom came around August 2010 they
took my member since date off my card , I called up , wrote a 3 page letter didn't get the answer I was looking for and I canceled
my Freedom.
Jiam572 does this help you with dealing with chase?

jlam572
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Postby jlam572 » Tue Sep 25, 2012 9:29 pm

I was having such a great weekend that I forgot to call chase lol. Ill have to do it tomorrow when i have time
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DavidNY
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Postby DavidNY » Wed Sep 26, 2012 9:24 am

Money card wrote:when chase Freedom came around August 2010 they
took my member since date off my card , I called up , wrote a 3 page letter didn't get the answer I was looking for and I canceled
my Freedom.


You cancelled your Chase Freedom card because there was no "member since" date on it?

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Postby Money card » Fri Sep 28, 2012 11:50 pm

That's correct Dave canceled it sometime in Oct 2010 , since it's a card that can be used in many different places and because
the rewards and platinum had a date of 1995 on it , I feel chase should have left the Freedom the same way. member since 1995.

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Postby CC Deville » Sat Sep 29, 2012 10:42 am

Money card wrote:That's correct Dave canceled it sometime in Oct 2010 , since it's a card that can be used in many different places and because
the rewards and platinum had a date of 1995 on it , I feel chase should have left the Freedom the same way. member since 1995.


My Chase Slate was originally a Chase Manhattan Platinum MasterCard, with the Member Since date on it. The Slate does not have the Member Since date either. I emailed them to inform them I was not happy about that. So I can understand where you are coming from. But I would have to echo DavidNY's sarcastic shock that you would close an older account with great cash back simply because of the deletion of the Member Since date. Card designs change and they could bring back the Member Since date in the future. Keep in mind too that with EMV Chip cards coming down the pike in a few more years merchants/waiters etc will no longer even touch or see your card; it will never leave your posession. So, really, a Member Since date embossed on the card will only benefit you and not serve as a sort of status when handing the card to someone for payment.

Anybody that was a Chase customer prior to 2004 knows that things have changed since the 2004 merger with Bank One. Because Bank One's First USA card division was so huge, when they merged, it made sense to leave the First USA opperation in place and fold the existing Chase Manhattan credit cards into that system. (This also is the case with Bank of America and their purchase of MBNA) Statements, online account management and customer service numbers all changed to what was First USA. Chase Manhattan was an awesome company and Bank One/First USA, eh. Overall, I do not mind the "new" Chase, but they were loads better before the Bank One merger in 2004.

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Postby DavidNY » Sat Sep 29, 2012 5:05 pm

Interesting bit of history. I had Chase cards back in the 1990s and cancelled them. At least one was a NYNEX card, offering a bit off towards my phone bill. Too bad Chase doesn't backdate.

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Postby jlam572 » Mon Oct 01, 2012 8:30 pm

Called today for a CLI, chase turned me down. Paid off my card and closed the account. Its good though, my wallet is getting filled with cards from companies that actually want my business. So so far in the last 30 days i have paid off and closed 2 accts. Both of them are only a couple years old, 2 and 4 years. And both with pretty low limits compared to my other cards. My Chase visa was 1k and my hsbc was like 500. Kind of a joke if you ask me. Im forever done with BOA, Chase, and HSBC. :)
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