- Centurion Member
- Posts: 1361
- Joined: Tue Jun 28, 2011 10:13 pm
- Location: New York state
1 question - does your company take your points for your business expenses, when you use their card? for example if the card is 1 point per dollar, let's say that your hotel bill is $450.00 for the month, does your company keep the 450 points or do they give you the points?
If they give you the points this sounds like a great deal for you, they pay for your restaurants, hotels, airfare any transportation example limo ride to the airport, they pay for your foreign transaction fee and annual fee if there is 1, sounds like a great deal to me.
But if they keep the points I can understand you wanting your own credit card.
What does your company say? if your sitting at a lounge and you want to use your own credit card for a couple of drinks that's fine but what about airlines, hotels and restaurants do they want you using there company card or are you aloud to use your own personal?
if they say you can have whatever you want.
the chase sapphire perfered you get 2 points per dollar spent on gas, restaurants and travel car rentals , airline tickets, hotels. you get concierge service, so let's say your flying from Houston to Chicago and your staying at the Marriott marquee, you need dinner reservations at Joes steakhouse across the street there would be a number to call and the concierge service will help you out. there's no foreign transaction fee. the annual fee is free for the first year after that there is a 95.00 on the preferred.
the capital1 venture card blue version is 2 miles per dollar spent on every thing you also get concierge service, they help get tickets for sporting events, they maybe expensive, dinner reservations hotels airlines . however with them you have to have a checking account to apply for a card in the bank. if you call or fill out a short forum then that's different, the other problem is when redeeming you have to have all miles or none at all. for example let's say you have 25,000 miles and your next business trip you wanted to use your miles, but your airline ticket is 500.00 obviously you would be short you can't use your miles and pay the rest with this card, there's no breaking up. there'sno foreign transaction like the chase sapphire. it too is free for the first year after that there is a 59.00 annual fee.
now since you travel on business there are quite a few airline and hotel cards that are for more executives . from American express there's the Delta cards the reserve which gives medalion qualifying miles, on delta or any delta owned property you get 2 points per dollar spent, free checked bags, concierge service airport lounge except united, continental and jet blue. free room up grades, I would imagiane no foreign transaction fee. the annual fee is 450.00.
the Gold delta is a great card obviously you don't get airport lounge service no concierge service there is a foreign transaction fee of 2.7 percent per transaction. 2 points per dollar spent on delta owned property .you get up to 9 checked bags per group for free on the airline ticket that's charged on the delta cards. annual fee free for the first year after that a 95.00 annual fee.
the chase united is also a good card this card from what I have heard gets airport lounge but only at continental or united. not sure about foreign transaction fees there might be there might not be. on owned united property you get 2 points per dollar. the Marriott you get free room upgrades any thing owned by the Marriott you get 2 points per dollar. the chase cards come with concierge service.
My friend and accountant has the starwood preferred guest card, he loves the card. so any starwood property like a best western or a Sheraton you get points plus amenities you would have to call to see how the different level cards work.
Citibank has 2 nice cards the thank you premiere with there perk they give you 2 free airline tickets once a year how ever it's only in the Us I believe you get 2 points per dollar spent on gas and restaurants. they also have concierge service .
the card I see a lot of people using is the american airlines citibank card I've seen people using this card at LL bean paramus park, BJs and wal mart obviously this is a very good card for business travel. not sure about any foreign trans action fees on the citi cards.
the annual fee for the thank you premier is free for the first year then 125.00 for the American airlines free for the first year and after that I think the annual fee is 85.00 obviously you get concierge service on both. so here are some cards to think about and look into.