How many have the Freedom Visa Signature?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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m20e3087
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How many have the Freedom Visa Signature?

Postby m20e3087 » Thu Jul 05, 2012 11:33 am

How many have the Chase Freedom Visa Signature? I had my chase freedom since 06, with CLI >5K. I know the requirement is 5K to be eligible for the card. Called chase today, and they said there is no option as of now, and wants me to call back in a month.. WTF.. So what does it really take to get a Signature card? Never missed a payment or went over CL.
American Express: Blue Cash Everyday & Platinum

Visa Signature: BankAmericard Travel Rewards, Chase Freedom Unlimited, & Chase Sapphire

Visa Infinite: Chase Sapphire Reserve


jeffysdad
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Postby jeffysdad » Thu Jul 05, 2012 12:05 pm

All my Visas are "Signature" except for Chase PriorityClub. If I remember correctly, when Chase began offering Signature they just sent me a new card to replace the plain Visa I had. I really don't see any benefit to having a Signature card, frankly, and I suspect the distinction might be fading out of existence.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

CC Deville
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Postby CC Deville » Thu Jul 05, 2012 9:50 pm

My Chase Freedom was given to me as a Signature. My only non Signature Visa is my Citibank Platinum Select Visa.

Most reward cards these days are Signature and World because the credit card issuer receives a higher swipe fee the higher level the card. Like Jeffysdad said, the days where Signature and World actually meant something are gone. Just like Gold and Platinum mean nothing anymore.

So your credit line is over $5K and it still isn't a Signature? When does your current card expire? They will probably upgrade at reissue if your credit score and credit line are eligible. Unless something has changed, it will require a new account number.

Asking Chase for anything is rather pointless I am afraid. Just the other day I emailed them asking to lower the APR on my Slate from its rather high 14.24%. They replied "We are sorry if we have disappointed you; however, the interest rate cannot be lowered. Your account will be reviewed in July, and if your account qualifies for an APR reduction, it will be noted on your next billing statement." Its like, huh? It IS July!!!!!

DavidNY
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Postby DavidNY » Thu Jul 05, 2012 9:57 pm

I've never had the Freedom as a Signature Visa. I never asked about it either. I have enough Signature cards.

jeffysdad
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Postby jeffysdad » Thu Jul 05, 2012 10:22 pm

Hey, CC. I've found that asking Chase for anything by email is pointless. I would suggest calling and speaking with a live person and requesting a supervisor if you still don't get what you want. It couldn't hurt.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

m20e3087
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Postby m20e3087 » Fri Jul 06, 2012 7:10 am

My card expire this October.
American Express: Blue Cash Everyday & Platinum

Visa Signature: BankAmericard Travel Rewards, Chase Freedom Unlimited, & Chase Sapphire

Visa Infinite: Chase Sapphire Reserve

CC Deville
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Postby CC Deville » Fri Jul 06, 2012 7:44 am

jeffysdad wrote:Hey, CC. I've found that asking Chase for anything by email is pointless. I would suggest calling and speaking with a live person and requesting a supervisor if you still don't get what you want. It couldn't hurt.


Thanks, Jeffysdad. I will have to try that. Chase (when it was really still Chase Manhattan and not Bank One/First USA hiding under the Chase name) lowered the APR on my Chase Platinum to 7.99% fixed. Stayed that way for years and then in 2009-2010 they jacked it to 14.24%. I have been trying to avoid calling any credit card company anymore because I am sick of speaking to India. But you have a point; maybe I need to remind them of the rate re-evaluation requirement of the CARD ACT. With my FICO in the low 800s I should qualify for the lowest rate. I don't pay interest...but I feel I should have a better rate than people with lower scores. You know, a matter of principle.

CC Deville
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Postby CC Deville » Fri Jul 06, 2012 7:45 am

m20e3087 wrote:My card expire this October.


Hmmmm. I wonder if they won't simply upgrade it at reissue then. Like I said, it would actually benefit them more than you to upgrade it because everytime you swipe a Visa Signature, they make more per transaction from the merchant over a Platinum level card.

jeffysdad
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Postby jeffysdad » Fri Jul 06, 2012 8:22 am

CC, call during East Coast business hours and you will likely get a U.S. call center. That's been my experience with Chase and FIA. Whenever I've emailed Chase, they've failed to comprehend what I was wanting them to do and/or I just got some boilerplate response. Their email customer service is awful, but I've had decent luck with calling.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

m20e3087
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Postby m20e3087 » Fri Jul 06, 2012 2:29 pm

Email them, just to see what would they say. Even they clarified the minimum is $5K. So now they have fwd my info to a proper dept for review, and will let me know within 48hr.
American Express: Blue Cash Everyday & Platinum

Visa Signature: BankAmericard Travel Rewards, Chase Freedom Unlimited, & Chase Sapphire

Visa Infinite: Chase Sapphire Reserve



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