CC Deville wrote:Saw your posting on MyFico too. Yes, you can cancel and hopefully you got to it before they build an account. I made the mistake of opening a Wal Mart Discover in 2009. Never activated it, never used it. Unfortunately though it reports on my bureau....ugh. You did the right thing, Credit One is scandalous.
Agreed! This was my first card (regrettably). I won't close it given that my credit history is short, but having to paying an annual fee on top of their high interest rate is the worst. Even when I called and tried to negotiate given that my score is around 740 they said that there was nothing they could do for me.