- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I think post-meltdown things are different. I've had accounts at Chase for years and if I remember the early days correctly, I got bumps every now and then. Same for B of A. I've got what most people would consider to be a ridiculous amount of available credit, at least for my income. However, most of it was acquired back in the days when banks were begging people to borrow more. I've kept my nose clean so none of them have cut me, except for B of A, which sliced my $55k limit on one card down to $20k or something a few years ago. Oh well.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.