How many Chase cards can you have?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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PlatinumAMEX94
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How many Chase cards can you have?

Postby PlatinumAMEX94 » Sun Jun 03, 2012 5:43 pm

How many different Chase cards do you have? I technically have 3 different credit card accounts that are held by Chase bank, and yet, they still seem to send me card offers.
American Express Platinum Personal, Member since 94
Chase United Explorer - Visa Signature
Chase Sapphire Preferred
American Express Business Simply Cash

American Express Costco Business, American Express Platinum Business
Bank of America 10k, Capital One Venture World MasterCard 7.5k, Fidelity Visa Signature 10k
Citibank ThankYou Premier World MasterCard - Card Member since 91, 25k
Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
USAA World MasterCard 12k, Chase Slate Exclusives Visa 5k

Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+


jeffysdad
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Postby jeffysdad » Sun Jun 03, 2012 5:57 pm

Freedom, Sapphire, Amazon.com, Amtrak Guest Rewards, PriorityClub (just added). Just applied to add Marriott. (P Club and Marriott are only of interest for the promo points; will likely cancel after first free year). I also took Amtrak card just for the points; it's always free.

Chase approved me within 2-3 days after my online app. for P Club. However, they only gave me $1k limit and then sent an email suggesting I reassign some of my credit from my other cards, which I did. Can't complain as I have about $36k of credit across all the Chase cards.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

Money card
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Postby Money card » Sun Jun 03, 2012 6:13 pm

none I use to have a platinum card. then the banks re-did their cards and chase gave me a rewards card 2 weeks later, a Freedom card, but took my membership date of 1995 off my card. so now I don't have a chase.

for anybody wondering did chase put that membership date on the answer is no I came over from a different bank.

agp
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Postby agp » Sun Jun 03, 2012 6:18 pm

Right now Freedom and Sapphire. I love Chase so I'm definitely going to get another card in the next year or two (Hyatt or JMP Select) and convert my CS to CSP.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

CC Deville
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Postby CC Deville » Tue Jun 05, 2012 4:07 pm

I have Slate MasterCard (was a real Chase Manhattan Platinum before the Bank One merger) and Freedom Visa Signature.

With Chase it seems to be more a question of how much credit can you have total rather than how many cards. So if the max credit line you qualify for with Chase based on income etc is $15,000 you could have three cards with $5,000 each; or two cards: one with $7,000 and one with $8000 etc etc.

Since most Chase cards are reward based, you would not be reaping the benefits by having more than three (I would argue two) at one time unless you do as one poster here did for the bonus sign up points.

FutureBillionaire
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Postby FutureBillionaire » Tue Jun 05, 2012 5:06 pm

I keep getting offers for the Freedom and the Sapphire. I haven't heard great things about their customer service, so I haven't pulled the trigger. I'm interested in the Sapphire though.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

mookie
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Postby mookie » Wed Jun 06, 2012 11:15 am

i had two -- an amazon and sapphire -- but, i merged the amazon into the sapphire. i didn't feel like i needed so many cards.

jeffysdad
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Postby jeffysdad » Wed Jun 06, 2012 3:42 pm

Apparently five is the limit as I was turned down for my sixth; "too many accounts with us."
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

CC Deville
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Postby CC Deville » Wed Jun 06, 2012 5:25 pm

jeffysdad wrote:Apparently five is the limit as I was turned down for my sixth; "too many accounts with us."


Which one did you apply for?

jeffysdad
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Postby jeffysdad » Wed Jun 06, 2012 6:39 pm

The Marriott, right after the Priority Club (which I got). I'm not surprised I was denied.

I never used to have any interest in travel-related rewards, but I anticipate more traveling in my future and I'm wanting to learn more about the rewards.

The P Club was a mistake. I got 30k in points from applying on the Chase website (at least I'm due that many). However, had I applied on the P Club website I would have gotten twice as many points. I'm beginning to think that I was right in my original conviction: cashback is best. Oh well.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.



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