Does Chase do a hard pull for credit limit increase?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Mully85
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Does Chase do a hard pull for credit limit increase?

Postby Mully85 » Wed May 30, 2012 6:48 pm

I am looking at requesting a credit limit increase from Chase, does anybody know if they do a hard pull or a soft pull on these requests? Thanks!


Meltdownblitz
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Postby Meltdownblitz » Thu May 31, 2012 1:49 am

Sadly 99% of the time its a hard pull. I just requested a CLI yesterday, they hard pulled on EXP in nevada for me.

agp
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Postby agp » Thu May 31, 2012 6:17 am

Hard pull on Experian for me too in NJ.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

m20e3087
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Postby m20e3087 » Thu May 31, 2012 5:08 pm

Yes hard pull on Experian..
American Express: Blue Cash Everyday & Platinum

Visa Signature: BankAmericard Travel Rewards, Chase Freedom Unlimited, & Chase Sapphire

Visa Infinite: Chase Sapphire Reserve

CC Deville
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Postby CC Deville » Thu May 31, 2012 5:16 pm

I am late to the party, but yes, a hard pull on Experian.

How long have you had your Chase? Do you use it often? I was approved for Freedom in 11/10 with $7K and by 8/11 they raised it automatically to $10K because I had run a decent amount of money through it (just normal montly bills and PIF).

American
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Postby American » Sat Jun 02, 2012 2:28 pm

Odd, Chase has always pulled Equifax for me...
American Express '02: Platinum, Blue Cash Preferred 6k, SPG 2k, Delta Gold 1k
Barclaycard '11: Apple Financing Card 2.5k
Citi: Diamond Rewards 1.5k
Chase: Freedom 500
Discover '12: Discover IT 1.5k

Ratfacedudeguy
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Postby Ratfacedudeguy » Sat Jun 02, 2012 2:46 pm

I spoke with a CSR about this yesterday. She told me that Chase always does a hard pull when credit is applied for in any way, and that the bureau that they pull from is selected at random. Both my pulls from them have been Equifax.
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7750 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Amex Blue Cash Everyday - $1000 - 01/13



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