m20e3087 wrote:Spoke to account manager today very knowledgeable and helpful. Only elite card they offer without annual fee is the Dividend card. And to qualify for the elite, its all depends on your spending, and not the limit on the card. Well it has to be $5K and above to be eligible. So I am thinking about canceling my upgrade to Thankyou card and switch it over to citi Divided World, and make it my primary card. And hopefully I will be able to get the elite status someday. @CC post a pic when you get the card. Searched the web, can't seem to find any pic. And to clarify the 45 days, its how long you have if you want to change your mind, and cancel your request. Its also true its take 45 days to get the elite card.
Here is a link obtained from another forum (shows a picture of the Dividend World Elite):https://www.citicards.com/cards/wv/pdf/divworldELITEmc_welcome_kit.pdf
The only real difference in terms of appearance between World and World Elite is that right above the account number it says World Elite. A poster from that other forum put in a request for World Elite back in March and he finally received the card last week. He was disappointed to find out that the card looked exactly like the one in that welcome kit link above. Unlike other World Elite issuers, Citibank apparently does not make the MasterCard logo on Dividend World Elite metallic silver. He also said that the card came without the Global Chip that he asked for. He stated that he called right away and the rep informed him that a chip card will be sent. I have very little faith in Citibank's customer service to be honest. Really any big banks customer service. At least with Chase you can email a CSR and they follow through. When I email Citibank they respond, "please call customer service regarding this issue." One of many reasons my Dividend has been sockdrawered. Citibank used to be really awesome. I used to love them. I don't hate them mind you, but I no longer love them.
I am still trying to decide if I want to call them and cancel the upgrade or not. I mean, since I am no longer really using the card, it is kind of a waste and is costing them money, plus I am kind of attached to my account number. On the other hand, what is the harm in a new account number if it gives me all the World Elite features with no annual fee? This is what happens when the power goes out and you get bored and call the credit card company LOL.