Mastercard World Elite Review

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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I like luxury credit cards
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Mastercard World Elite Review

Postby I like luxury credit cards » Fri May 14, 2010 12:09 pm

(Updated for 2013) The Mastercard World Elite credit cards are the top tier offered by Mastercard right now in the US. This is different from the World Mastercard that is a notch below. Benefits on the Elite version include an expert concierge available 24/7/365 for you. They can handle dinner reservations, entertainment request for concert tickets and anything else you need help with.

Like Amex does the Mastercard World Elite gives you travel benefits, upgrades and special accommodations through the company they partner with, Virtuoso Travel, who if you don't know is a luxury high end travel network which offers their services invitation only.

They also have you special arrangements with luxury retailers, spas/salons and all kinds of services that you would expect with the good life.

Here is a picture of World Elite Mastercard,

And here are the cards available right now for it,
Saks World Elite MasterCard
Sotheby's World Elite MasterCard
Ameriprise World Elite MasterCard
Emigrant Direct World Elite MasterCard
Morgan Stanley World Elite MasterCard
Citi World Elite MasterCard

I have considered getting one of these but first would like to read some first hand World Elite MasterCard reviews from real users. I don't want to apply for a World Elite Mastercard though unless they are as good as they claim to be. The information I wrote above about the card benefits are things I have been able to dig up from Mastercard and across the net but I wasn't able to find any personal reviews for the World Elite. I'm happy I found Credit Card Forum this is exactly the type of site I was looking for.

Best World MasterCard For 2013:

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Postby Mogul of Pineapples » Sat May 15, 2010 2:11 pm

Personally, I can't give you any World Elite MasterCard reviews because I've never had one.

I looked up the Saks Fifth Avenue World Elite MasterCard to browse over the benefits. The one that really stood out to me was the free roadside assistance. Although I would imagine that, like the Amex Platinum, it only applies to limited circumstances- like if you're more than 100 miles from home. As far as annual fees go the World Elite Ameriprise carries a $150 annual fee and I did not see what the fee was on the Saks card.

There really is no reason to have more than one premium credit card and paying an annual fee for each of them. All you need is one because they all offer essentially the same services.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

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Postby sputNick » Sat May 15, 2010 7:34 pm

It sure looks cool. I don't know if World Elite is any good or not though.

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Postby Demon » Mon May 17, 2010 10:12 am

wow ~ it's really cool !
is it an upper level to "World Master" ?
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Postby Rajeta » Mon May 17, 2010 4:02 pm

It seems that the Saks card is the only no fee World Elite.

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Postby belle_de_jour » Tue May 25, 2010 12:45 pm

I'm really interested in this Saks card, that would definetely come in handy!

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The Ameriprise World Elite

Postby Financial Advisor » Fri Jun 04, 2010 11:49 am

It has a $150 fee, but that fee is waived in a number of circumstances. Annual spending of $5K or more (not hard to do) will allow you to not pay a fee. It also gets waived for Ameriprise clients with significant account balances.

It's a nice card to have.

Disclaimer: Yes, I work for an Ameriprise practice. No, I the card in no way compensates me or my staff.

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Postby FutureBillionaire » Sun Jun 19, 2011 6:08 pm

This card seems to be in between the Amex Gold and Amex Platinum.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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Postby Meltdownblitz » Sun Jun 19, 2011 7:04 pm

Looks cool. What is the average credit score to qualify for this?

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