Just got my Freedom card

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
432521
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Joined: Thu Apr 26, 2012 3:15 pm
Location: USA

Postby 432521 » Fri May 04, 2012 1:44 pm

when you applied did the application say 0 APR for the first 15 months?
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday


andy1088
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Joined: Wed Nov 30, 2011 8:23 pm
Location: New Jersey, United States

Postby andy1088 » Fri May 04, 2012 4:00 pm

It said 0% apr on balance transfers and purchases for 6 months. I called they couldn't honor it :(
My cards
Chase-Sapphire-$5,000 Freedom-$3,000, Amazon rewards-$700, Slate-$600
Citi- Diamond Preferred-$4,000, Thank you-$2,500
Discover IT-$2,500
Bank of America cash rewards-$2,000
Capital one newcomer rewards-$500

432521
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Posts: 379
Joined: Thu Apr 26, 2012 3:15 pm
Location: USA

Postby 432521 » Fri May 04, 2012 4:01 pm

wow thats weird
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

Marcov719
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Joined: Thu Mar 01, 2012 1:24 am
Location: US

Postby Marcov719 » Fri May 04, 2012 4:19 pm

I was also given 0% interest until June 2013, but 22% after that :O!!! But I never carry balances so it's ok. But by then I'll have a better score and Ill ask for a lower apr

432521
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Posts: 379
Joined: Thu Apr 26, 2012 3:15 pm
Location: USA

Postby 432521 » Fri May 04, 2012 4:38 pm

I have always wondered why people care about apr if they pay their full balances every statement.
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

Marcov719
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Posts: 74
Joined: Thu Mar 01, 2012 1:24 am
Location: US

Postby Marcov719 » Fri May 04, 2012 5:33 pm

Haha true. Feels good knowing that you have a low apr if you need to carry a balance I guess.

432521
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Posts: 379
Joined: Thu Apr 26, 2012 3:15 pm
Location: USA

Postby 432521 » Fri May 04, 2012 7:14 pm

have you gotten your card yet?
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

Marcov719
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Platinum Member
 
Posts: 74
Joined: Thu Mar 01, 2012 1:24 am
Location: US

Postby Marcov719 » Sat May 05, 2012 12:00 am

432521 wrote:have you gotten your card yet?


I got it today! :) good looking card.

Crashem
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Location: San Francisco, CA

Postby Crashem » Sat May 05, 2012 1:28 am

Congrats!!
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

andy1088
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Posts: 156
Joined: Wed Nov 30, 2011 8:23 pm
Location: New Jersey, United States

Postby andy1088 » Sat May 05, 2012 6:58 am

Because I might want to buy something and not pay it right away.
My cards
Chase-Sapphire-$5,000 Freedom-$3,000, Amazon rewards-$700, Slate-$600
Citi- Diamond Preferred-$4,000, Thank you-$2,500
Discover IT-$2,500
Bank of America cash rewards-$2,000
Capital one newcomer rewards-$500



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