Does BOA upgrade their Visa card?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Does BOA upgrade their Visa card?

Postby m20e3087 » Thu May 03, 2012 10:16 am

Does bank of america upgrade there visa credit card? My wife got a visa from BOA, which is her 1st credit card, and has $59.00 fee per year. Don't want to cancel, where it might mess up her credit history of 2.5yr with them.
American Express: Blue Cash Everyday & Platinum

Visa Signature: BankAmericard Travel Rewards, Chase Freedom Unlimited, & Chase Sapphire

Visa Infinite: Chase Sapphire Reserve

CC Deville
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Postby CC Deville » Thu May 03, 2012 5:17 pm

They have been actively upgrading accounts to the BankAmericard Cash Reward card. This card gives you 3% cash back on gas, 2% on groceries and 1% on everything else. No need to sign up. And, if you deposit your cash rewards into a BofA checking account, they give an additional 10% cash back. Or you can inquire about some of their other accounts, but BofA has mostly been marketing this card.

Best bet is to log in online and request a chat with a customer service rep. Ask that rep if the account can be upgraded and usually it is a yes. Don't be surprised if the annual fee remains though. Also, from experience, it takes weeks for the upgrade to go through.

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