Money card wrote:if she just switches you over from a Mastercard to a Visa this wont affect your credit score. but if you applied for a mastercard version then yes.
when you look at your credit report all it says is what bank your with it doesn't say what network you have.
for example when looking at my credit report it says I have a capitol1 it doesn't say whether I have a visa or Master card just the bank name.
432521 wrote:So lets say in May of 2013 I call of the chase rep and tell him/her that I want to switch my Freedom from a Visa card to a MasterCard there would be no effect to my credit score right? When I talked to the lady the other day she told me if I wanted the MasterCard version right now I would have to apply and I told her I would wait because I didn't want another hard pull.
PopiLopi wrote:I understand you want the mastercard version for diversity, but consider keeping the Visa version because that one gives you access to Visa concierge
Money card wrote:On the Chase Freedom does this card come with concierge service or is it only for travel cards like the sapphire and venture card?
I didn't think any cash back card would get this perk, I thought it would be for travel cards?