Convert from Visa to Mastercard - what will it affect?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
16 posts
CC Deville
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Postby CC Deville » Wed May 02, 2012 3:46 pm

Money card wrote:On the Chase Freedom does this card come with concierge service or is it only for travel cards like the sapphire and venture card?

I didn't think any cash back card would get this perk, I thought it would be for travel cards?


Chase Freedom Visa Signature has concierge. Concierge is a benefit of Visa Signature. World MasterCard on the other hand does not offer it standard. World Elite MasterCard does. I have not heard of a Chase Freedom World Elite MasterCard.


432521
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Postby 432521 » Wed May 02, 2012 4:24 pm

I wouldnt get the concierge even if I stay with visa because my card is not the visa signature version. It is just the regular one the signature has an annual fee I believe
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

CC Deville
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Location: Phoenix

Postby CC Deville » Wed May 02, 2012 4:59 pm

432521 wrote:I wouldnt get the concierge even if I stay with visa because my card is not the visa signature version. It is just the regular one the signature has an annual fee I believe


I have the Freedom Visa Signature. No annual fee.

432521
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Postby 432521 » Wed May 02, 2012 6:15 pm

CC Deville wrote:I have the Freedom Visa Signature. No annual fee.


I heard that the visa signature card does the whole no credit limit thing thought that would be good but was reading around and apparently that actually lowers your credit score
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

432521
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Postby 432521 » Wed May 02, 2012 6:23 pm

Do your have to activate something every quarter for the 5% cash back to work for the regular freedom?
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

CC Deville
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Joined: Thu Aug 04, 2011 7:07 pm
Location: Phoenix

Postby CC Deville » Wed May 02, 2012 7:37 pm

432521 wrote:Do your have to activate something every quarter for the 5% cash back to work for the regular freedom?


Chase reports the credit limits on Visa Signature and World MasterCard now. Citibank as well. In fact, as far as I know, BofA is the lone bank that does not report the limits on Signature and World.

Yes, even with the Visa Signature I have to enroll in the 5% bonus catagories. The rewards are the same as well. Visa Signature just looks cooler and gives a few extra benefits over Visa Platinum.



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