What happens to a student credit card when you graduate?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
8 posts
432521
Centurion Member
Centurion Member
 
Posts: 379
Joined: Thu Apr 26, 2012 3:15 pm
Location: USA

What happens to a student credit card when you graduate?

Postby 432521 » Sun Apr 29, 2012 2:20 pm

So I have the Wells Fargo college student credit card and was wondering if after I graduate from college, around 2014, will Wells Fargo automatically cancel my card? Or will they do "graduate" my card from a college one to a normal one?
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday


Moneytalks
Centurion Member
Centurion Member
 
Posts: 438
Joined: Sat Feb 04, 2012 8:22 pm
Location: United States

Postby Moneytalks » Sun Apr 29, 2012 3:50 pm

432521 wrote:So I have the wellsfargo College Credit Card and was wondering if when after I graduate from college;around 2014; will wellsfargo automatically cancel my card? Or will they do "graduate" my card from a college one to a normal one?


Well they still want your business, so they'll probably change your card when the time comes. Same thing with your account if it's also a student checking...
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)

agp
Centurion Member
Centurion Member
 
Posts: 709
Joined: Fri Apr 20, 2012 10:24 pm
Location: US&A

Postby agp » Sun Apr 29, 2012 9:02 pm

I've had a TD student checking (it was Commerce before) for almost 8 years and they still haven't changed it. I mean, I'm still in school (getting my masters), but how would they know?

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

Moneytalks
Centurion Member
Centurion Member
 
Posts: 438
Joined: Sat Feb 04, 2012 8:22 pm
Location: United States

Postby Moneytalks » Sun Apr 29, 2012 9:22 pm

agp wrote:I've had a TD student checking (it was Commerce before) for almost 8 years and they still haven't changed it. I mean, I'm still in school (getting my masters), but how would they know?


I think it's till a certain age, not just academic level, think it might be 25 or something like that, but I could be wrong..
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)

PopiLopi
Centurion Member
Centurion Member
 
Posts: 179
Joined: Fri Apr 13, 2012 7:05 pm
Location: Miami, FL

Postby PopiLopi » Sun Apr 29, 2012 9:43 pm

I don't think they check that info... I was told student cards were easier to get so applied for Cap1 and Discover last year and got approved for both... I was still under 25 at the moment but I graduated in 2008. Cap1 didn't even ask for a school name in the application, Discover did and I gave the name of the county college where I took a cooking course
Amex: Business Platinum (09/12) BCP $10,500 (03/13)
Visa: Capital One Journey $750 (04/11) Chase Freedom $1,800 (04/12)
MasterCard Citi AAdvantage Platinum Select $8,500 (05/13)
Discover: Discover It $2500 (07/11)
Store Cards: Amazon $3900 (12/11) Macy's $500 (04/11) Kohl's $500 (05/12) Victoria's Secret $750 (11/12)

Moneytalks
Centurion Member
Centurion Member
 
Posts: 438
Joined: Sat Feb 04, 2012 8:22 pm
Location: United States

Postby Moneytalks » Mon Apr 30, 2012 2:38 pm

PopiLopi wrote:I don't think they check that info... I was told student cards were easier to get so applied for Cap1 and Discover last year and got approved for both... I was still under 25 at the moment but I graduated in 2008. Cap1 didn't even ask for a school name in the application, Discover did and I gave the name of the county college where I took a cooking course


Hmm, in that case, you might be ok with your student cards etc..
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)

JCarter
Centurion Member
Centurion Member
 
Posts: 323
Joined: Thu Mar 15, 2012 10:40 pm
Location: Virginia

Postby JCarter » Mon Apr 30, 2012 11:10 pm

432521 wrote:So I have the Wells Fargo college student credit card and was wondering if after I graduate from college, around 2014, will Wells Fargo automatically cancel my card? Or will they do "graduate" my card from a college one to a normal one?


Wells Fargo will just bombard you with tons of offers to upgrade. They will not cancel your card.

ps2cho
Green Member
Green Member
 
Posts: 8
Joined: Tue May 01, 2012 1:23 am
Location: Arizona

Postby ps2cho » Tue May 01, 2012 1:55 am

I got my college card in 2007 and they upgraded it to the unsecured card last year 2011....they will eventually. Either ask them or be patient. For what its worth, I started at $300 and they upgraded me 5 years later at $3200 limit (boosting me up to $4700 when the upgrade happened)



Return to “Visa & MasterCard”

Who is online

Users browsing this forum: AviollaRic and 2 guests