Chase credit card application was declined, need advice?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
22 posts
Crashem
Centurion Member
Centurion Member
 
Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Wed Jul 18, 2012 1:26 pm

Chase Freedom isn't a hard card to get, but you basically have no credit history and Chase is a prime lender. Doesn't sound like you are in college, so your options are newcomer cards or secured cards. Thats okay as you will quickly build credit history and be able to ditch them assuming history is positive. Newcomer cards are Capital One for newcomers. Credit unions have them too. Secured cards are all around. Just get one with low/no fees.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k


DavidNY
Centurion Member
Centurion Member
 
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Thu Jul 19, 2012 8:55 am

Bank of America has a good secured card. They check the account periodically and once you have a good history they will likely give you an unsecured credit card.



Return to “Visa & MasterCard”

Who is online

Users browsing this forum: No registered users and 2 guests