- Centurion Member
- Posts: 321
- Joined: Mon Jan 02, 2012 1:21 am
- Location: Denver
Celestine wrote:Hello everyone.
Any thoughts on the Citi Diamond Preferred Mastercard? I have been receiving the invitation for the last six months but have been ignoring it.
That is due to the fact that the cards I have are AMEX and Mastercard. I already closed down my VISA card (Capital One) due to skyrocketed APR. And... I'm thinking to get a VISA card just in case I encounter an establishment that only accepts VISA card.
Is Citi Diamond Preferred MC a good card? I have been using a Household card MC to supplement my AMEX card.
Have been thinking of getting either the Citi Dividend Platinum VISA card or Citi Platinum Select VISA card.
What does everyone think? Opinions?
I have been with Citibank for years and they have always been a great credit card. I have had the Platinum Select, Dividend Platinum, the Diamond, and now the Thank You card. Citibank likes to switch your account/card around. When I inquired as to why, they stated that I no longer belonged in that credit group, kind of like car insurance. I have never utilized any of their services (concierge, roadside, etc) as I have always used American Express for those things. One thing that Citibank has over American Express is a buyer's protection, so if you find the same product cheaper within 60 days they reimburse you the difference (not on all their cards, Thank You is one of them).
I primarily used Citibank over the years to bounce balance transfers around in the early 90's. Back then you could never pay any interest if you played your credit cards right. I found that their customer service/balance transfer department were always really helpful when I'd call in the middle of the night and they were bored waiting for customers. And asking them how THEY are doing, actually made a difference. Go figure. You be nice to them, and they turn around and be nice to you.
American Express Platinum Personal, Member since 94
Chase United Explorer - Visa Signature
Chase Sapphire Preferred
American Express Business Simply Cash
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Bank of America 10k, Capital One Venture World MasterCard 7.5k, Fidelity Visa Signature 10k
Citibank ThankYou Premier World MasterCard - Card Member since 91, 25k
Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
USAA World MasterCard 12k, Chase Slate Exclusives Visa 5k
Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+