jbergado wrote:You're argument is totally justified moxfyre. But to answer the question why some people care about what their card looks like...
It is the same reason people drive BMWs, Mercedez, and Jaguars. Why some people choose to live on Park Ave instead of Elm St. Why a 3-person family wants a 5-bedroom 2-story house in the hills instead of a 3-bedroom flat in mid-town. Why some people choose First Class than Business Class. Why some women purchase Louis Vitton and Burberry over Coach and Esprit. Why some people choose to stay at the Ritz instead of Holiday Inn. Why kids choose Nike Jordans over Saucony Lights. Why some seniors choose the Royal Carribean over Carnival. Why Indians have display large amounts of gold at weddings when they can easily use copper or bronze.
The answer is perception. Perception of value. The value of meaning. Something you cannot place a $ amount to.
Your argument is partly flawed. A BMW, Mercedes, or Jaguar is a better made, better performing automobile than say a Hyundai, and if someone can afford one, then they can get one.
The house on a quarter acre on Elm might be cheaper and just as livable, but maybe the house in the hills has 20 acres and was built using custom materials for the client. Maybe the 7 million dollar Park Ave. flat is much closer to the owner's office, and he considers his time NOT spent commuting to be worth the money. Royal Caribbean is a more luxurious cruise line than Carnival; only Carnival would argue otherwise.
A 'black' credit card from a second rate bank does not 'do' more than a white (or blue, or whatever) card from a prime bank like Chase, Citi, or AMEX. It is an illusion of luxury that serves no purpose other than to make someone 'feel' important. A Centurion card actually does provide the holder with luxurious benefits and experiences, while this "BLACK CARD" Visa is nothing but a card designed to take money from people with delusions of grandeur.
It's perception of grandiosity vs. actual value
BTW, this thread is ancient.
Freedom is never more than one generation away from extinction. We didn't pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same.