- Centurion Member
- Posts: 1590
- Joined: Sun Jun 19, 2011 2:37 pm
- Location: Down South
I called Bank of America to move some of my credit line from my Visa Signature to the Accelerated Cash Rewards card I have with them. They said they couldn't without a hard inquiry, so I said no thank you. At the end of the call, I asked if they had any different offers for me. He stated I could get the 1, 2 , 3 percent card that has been advertised on TV. I thought I already had that card, but he said mine only gets 1% back.
I told him I would take the card and move some available credit to it and set it up as a Platinum Plus card as long as it wasn't a hard inquiry. He stated it would be a soft inquiry.
I pulled my credit report today...and there was a hard inquiry on there. I am mad beyond words right now. I'm going to call to complain, but I'm waiting until I have more time.
Any tips on getting this matter resolved to my liking?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape