The 5x point categories on Forward

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commdiver
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The 5x point categories on Forward

Postby commdiver » Sat Jan 14, 2012 9:32 pm

I have only used my Citi Forward at fast food places, restaurants, and books stores, all of which should give me 5X points, yet on my account summary, it says that I have X amount of base points (1X points). Why is this? Are some of these businesses not categorizing themselves correctly?
Current credit cards:
American Express: Blue Cash Everyday, Fidelity Investment Rewards
Discover: It
MasterCard: Chase Ink Cash
Visa: BB&T Visa Signature, Capital One Business Platinum, Chase Freedom, Citi Forward


Money card
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Postby Money card » Sat Jan 14, 2012 11:11 pm

what bookstores are around anymore other than Barnes and nobles?

jeffysdad
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Postby jeffysdad » Sun Jan 15, 2012 4:33 am

CD, check your statement again. I think your bonus points will be totaled separately in a "bonus" category if I'm not mistaken. I used to have a Forward card and I think this is how they did it.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

commdiver
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Postby commdiver » Tue Jan 17, 2012 7:53 am

Amazon is the bookstore that I used most.

Jeffysdad, do you mean that if I get 5X on a purchase, they list the regular 1X and the extra 4X separately?
Current credit cards:
American Express: Blue Cash Everyday, Fidelity Investment Rewards
Discover: It
MasterCard: Chase Ink Cash
Visa: BB&T Visa Signature, Capital One Business Platinum, Chase Freedom, Citi Forward

jeffysdad
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Postby jeffysdad » Tue Jan 17, 2012 8:29 am

CD, I doubt that Forward counts Amazon as a bookstore.

Yes, I think your base points and your bonus points are listed on the statement separately, should be near each other, if I'm not mistaken.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

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bisbicos
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Postby bisbicos » Tue Jan 17, 2012 10:10 am

jeffysdad wrote:CD, I doubt that Forward counts Amazon as a bookstore.


No he's correct. Citi has amazon listed as a bookstore no matter what you purchase. I always get 5x points with my forward card
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

jeffysdad
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Postby jeffysdad » Wed Jan 18, 2012 6:45 am

Re: Citi/Amazon. That's cool. I wish I had known that when I had that card.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

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Blue Moon
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Postby Blue Moon » Thu Jan 26, 2012 8:26 pm

I spoke with a Citi rep today and she said that the 5 points for Amazon is a promotional offer for new applicants that will be ending at some point. She said that if I switched from my current Citi card, I would not be eligible. I'd have to app for the Citi Forward to be eligible - and even then, it would only be temporary.



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