Feedback from people who have the Freedom

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
8 posts
stefunny21
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Feedback from people who have the Freedom

Postby stefunny21 » Wed Dec 21, 2011 10:08 pm

Hi, I was wondering if I could receive some reviews or input on Chase's Freedom. If you have one, what do you think? Thanks!


jeffysdad
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Postby jeffysdad » Fri Dec 23, 2011 7:34 am

I've had the card for several years and like it and Chase fine. However, I only use it for purchases on which I'll earn 5% as I can get 2% on everything else using other card(s). If you have a checking account with Chase they will give you a modest bump in your monthly points reward. I forget what it is exactly but 10 points per transaction and 10% of monthly points reward sounds right. So if you had 10 transactions you'd get 100 extra points ($1.00) and for $1,000 in transactions on which you earned 1,000 points you'd get an extra 100 points. I think. Call them and ask. The website is nice and it integrates all of your Chase credit/banking accounts. Checking can be free with direct deposit. Lots of ATMs, too.

But that's more than you wanted to know.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

ivotedale
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Postby ivotedale » Sat Dec 24, 2011 12:43 am

@Jeffysdad, Interesting to note. I have the Freedom, and bank with them as well and have not noticed such a deal, if at all.

I believe my first statement reflected only what I had spent, and haven't received any bonus points like you have mentioned- though they did follow through on the spending $500 get $200 deal.

Otherwise, the Chase Freedom is a tops card. I have a relatively low limit of $1,000, but I'm not a huge spender. I do like the 5% categories, and in defense of Chase against Discover- Visa is accepted everywhere. Though I do use my Amex Zync as a primary card, this is my go-to for now, as it currently gives 5% on food/restaurant establishments throughout December.

I've only used it for a couple months now, but have experienced no issues- works as it should, great rewards.

It took forever for me personally to get approved for it, though I always applied with very little income whenever I did apply.
Currently: American Express Blue Sky, American Express Zync, Chase Freedom Visa, Capital One Newcomers--->converted to Capital One Quicksilver Mastercard NO AF

jeffysdad
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Postby jeffysdad » Sat Dec 24, 2011 7:47 am

IVD, call Chase and tell them you want your bonus points. It may be just that your account is new and they haven't synched things up yet.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

DavidNY
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Postby DavidNY » Sat Dec 24, 2011 1:35 pm

I like it, 1&3Q '12 is 5% gas and 2Q12 5% groceries.

Not bad.

Dude23
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Postby Dude23 » Tue Dec 27, 2011 10:53 am

No complaints here.

They offered a $300 bonus after first purchase, which they followed through on.

requiredfield
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Postby requiredfield » Tue Dec 27, 2011 6:58 pm

I love it.

I have three consumer cards with them, two Freedom and an Exclusives card. The reason I mention this is because they are all the same now, not so when I got them. One checking account gets me 10 points per transaction and a 10% bonus on rewards on all three. Very nice program for big and small spenders. Spending a dollar (gum, drink, french fries, newspaper, you get the idea) will net you a 10% reward, not a bonus but actual reward ($2 would be 5% and $1.50 would be 7.5%). I use these cards for all my small transactions in addition to the 5% categories. If you only use this card (and 10/10 program) for the 5% categories you're missing out.

namvet
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Postby namvet » Tue Dec 27, 2011 8:28 pm

+1 Great card for those with good to excellent credit!



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