- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I believe you can only make payment(s) equaling an amount up to the balance stated on your last statement. Transactions that have posted to your account since your last statement are not included in this amount as they are not "seen" by the bank to be due until the account cycles again. As long as there is some amount still due from your last statement balance, you can pay that whenever you want, preferably not late.
If your credit line is too low to accommodate an anticipated transaction even after paying your previous balance in full, I would call the bank and ask them to raise your limit as the card is not meeting your needs and it is THEIR JOB to meet your needs assuming you are fulfilling your obligations, which it sounds like you are.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.