Are the Citi ThankYou cards Visa or Mastercard?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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bisbicos
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Are the Citi ThankYou cards Visa or Mastercard?

Postby bisbicos » Thu Dec 08, 2011 6:31 pm

I was looking on the citicards website and both the citi thank you preferred and premier don't say if they are Visa or MasterCard's. Anyone have any idea which they are?
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink


hjamespyun
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Postby hjamespyun » Thu Dec 08, 2011 8:15 pm

From my understanding, the TY Preferred is limited to only MasterCard and the TY Premier gives you the option of either MasterCard or Visa when you apply.
Cards In Use
Chase Sapphire Visa Signature (Downgraded from Sapphire Preferred)
American Express Platinum (Upgraded from Premier Rewards Gold)
Citi ThankYou Preferred World Elite MasterCard

CC Deville
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Postby CC Deville » Fri Dec 09, 2011 7:34 pm

Citibank is weird with that. In the 80s and most of the 90s Citibank would offer a card with your choice of Visa or MasterCard, then in 1999 and the 2000s they switched almost exclusively to MasterCard (after all, Citibank helped pioneer MasterCharge now called MasterCard).

However, recently they have begun to offer Visa again (once mostly offered only to students). The Hilton Honors Visa, AAdvantage Visa and of course, Forward. Now on their website, the Dividend World MasterCard has disappeared and has been replaced by a Dividend Platinum Select Visa. Go figure.

Generally they market their cards with a specific brand on it (Forward is Visa, Simplicity is MasterCard, Platinum Select MasterCard and Dividend is usually MasterCard). But the Thank You cards always appear to just be a plain card with no brand on them.

What hjamespyun said sounds about right. I would make a guess that they would push MasterCard 9 times out of 10.



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