HStarks wrote:The inquires have dropped my score was about 640 in the summer and I found out a account which I had no idea existed went into collections. I am going to get that removed other than that nada. I will take your advice and sit on this one card and work on that maybe later in 2012 apply for a citi bank card. I was really looking for one that gives travel rewards any suggestions?
That makes sense then. I would suggest not applying for anything else until that mystery account is removed.
Travel rewards? Well, that depends on what kind of travel. These days there are cards for everthing, cruise lines, airlines etc. The Capital One Venture One and Venture cards offer pretty good flexible airline miles as there are no blackouts and you can use the points for any airline (yes, I said not to apply for another Cap One, but Venture One and Venture are prime cards-don't apply for any of their starter or rebuilder cards). The Chase Sapphire and Citibank Thank You cards also offer flexible travel rewards.