Mastercard Titanium Credit Card?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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journey2north
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Mastercard Titanium Credit Card?

Postby journey2north » Thu Jul 07, 2011 2:52 pm

Are titanium credit cards really better than platinum? Over in India the major banks (Citibank, HFDC, ICIC) all issue a titanium Mastercard. I have lived and worked in the United States ever since graduate school though when at home last my friend informed me this class of credit cards was considered to be very prestigious and high luxury.


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Postby Money card » Thu Jul 07, 2011 8:45 pm

Titanium is a material and platinum is a level. I can't answer your question your comparing a material to a level.
if you want to ask which is better Titanium, metal or plastic that I can answer. or if you want to ask which is better grey, gold or platinum that I can answer.

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Mogul of Pineapples
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Postby Mogul of Pineapples » Wed Jul 13, 2011 9:18 pm

In India (and possibly other countries) Titanium is an actual level for MasterCard. I don't know much about it but would be helpful if someone who has more knowledge or actually has a titanium MasterCard to share their experiences and thoughts on it. However to the best of my knowledge it isn't considered an ultra premier card, but more comparable to something like a Platinum here in the United States.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

journey2north
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Postby journey2north » Wed Aug 03, 2011 5:33 am

Mogul of Pineapples wrote:However to the best of my knowledge it isn't considered an ultra premier card, but more comparable to something like a Platinum here in the United States.


You do not view Platinum as a high caliber level of card?

sticf
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Postby sticf » Wed Aug 03, 2011 6:15 am

journey2north wrote:You do not view Platinum as a high caliber level of card?


I do not view most MasterCard/Visa Platinum cards as high caliber cards. Both of my financial institutions have "Platinum Cards" as what I consider a "basic" level. While above student or secured cards they offer no exclusive bonuses or much (if any) in the way of rewards.

From what I can tell some MC/Visa issuers started releasing "Platinum" cards after Amex's Platinum card gained a reputation for being "high end". However, they never attached the "good stuff" on the card. It is more of a marketing ploy: "People will use a card that says Platinum more than a card that says basic."

This ploy does not usually work on people that have more practical approach to credit cards. I (and I suspect most of this boards members) use cards with a purpose (rewards, establish credit, reestablish credit). If it was the best reward for my type of spending it could have "<add your most embarrassing image here>" and I would hope I would use it.

If we are talking Amex Platinum then that is a different story. Yes that is a much more "high caliber" card.

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Postby CC Deville » Fri Aug 05, 2011 8:43 pm

Directly from MasterCard International's website: "Singapore was the first market to launch the Titanium card, and the program has since been rolled out across 20 markets in the region. In addition to Singapore, there are now Titanium card programs in Bahrain, China, Hong Kong, India, Indonesia, Kuwait, Lebanon, Macau, Malaysia, Mauritius, New Zealand, Pakistan, Philippines, Saudi Arabia, South Africa, Sri Lanka Taiwan, Thailand and UAE."

If you Google Image MasterCard Titanium it appears to be a normal credit card except that some are bowed out instead of a normal rectangle shape. It appears to be nothing more than a marketing deal. For instance, in most countries, they have Visa Infinite instead of our Visa Signature.

People are like cats at Christmas. If it is shiny and bright, they will be attracted to it even if there is very little substance.

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Mogul of Pineapples
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Postby Mogul of Pineapples » Thu Aug 25, 2011 1:00 am

I do not view most MasterCard/Visa Platinum cards as high caliber cards. Both of my financial institutions have "Platinum Cards" as what I consider a "basic" level.


Definitely. These days Platinum is largely viewed as entry level. American Express charge cards though are a totally different story, their Platinum has not been watered down.

CC Deville - Thanks for the additional info on the titanium MasterCard!
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

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Pete838
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Postby Pete838 » Wed Sep 14, 2011 8:03 pm

Mogul of Pineapples wrote:Definitely. These days Platinum is largely viewed as entry level. American Express charge cards though are a totally different story, their Platinum has not been watered down.


Probably why Chase is calling their premium card Sapphire and Citi is calling theirs Diamond Preferred. Precious metals are out, and gems are in. Now that every credit union second chance checking has a platinum debit card, and you can get a platinum secured credit card with a $250 limit. Platinum doesn't hold much clout anymore unless its AMEX.
Freedom is never more than one generation away from extinction. We didn't pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same.
Ronald Reagan

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Mogul of Pineapples
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Postby Mogul of Pineapples » Thu Oct 06, 2011 1:54 am

Totally agree Pete. What do you think will be done next, a ruby card? Perhaps an emerald? Secured cards can be called cubic zirconia.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

DoingHomework
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Postby DoingHomework » Thu Oct 06, 2011 1:18 pm

Money card wrote:Titanium is a material and platinum is a level. I can't answer your question your comparing a material to a level.
if you want to ask which is better Titanium, metal or plastic that I can answer. or if you want to ask which is better grey, gold or platinum that I can answer.


Uhh, platinum is also a material and titanium can be a level if someone wants to make it that way. It's all branding.

I would not say any card is better than any other except for the benefits it gives you personally. I doubt anyone will be impressed by teh card you carry, except of course yourself.



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