Capital One No Hassle Rewards Annual Fee Waived?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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NuPlastic
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Capital One No Hassle Rewards Annual Fee Waived?

Postby NuPlastic » Mon Jul 04, 2011 6:27 pm

Ok, I did not know were to ask this question to I am sorry I started a whole new thread.


I have a Capital One No Hassle Rewards MasterCard. I have an annual fee of 39 dollars a year. I just learned a few people I know have the same card,but no annual fee. Can I have my fee waived, if I call and make a fuss? Has anyone done this, or is in the same boat?
Current Cards: American Express: Green Bank of America: Platinum Plus Visa Discover: More Capital One: No Hassle Rewards, Platinum Master Cards
Primary Everyday Card: http://creditcardforum.com/rewards/232-warning-american-express-blue-cash-here-s-catch.htmlBofA: Platinum Plus Visa
Primary Travel Card: Amex: Green


Meltdownblitz
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Postby Meltdownblitz » Mon Jul 04, 2011 7:52 pm

Yes I'm sure you can call and have the fee waived. I didn't have it done on the same card as you but if you tell them you wanna cancel because of the fee I'm sure they will waive it for you. Good luck.

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Mogul of Pineapples
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Postby Mogul of Pineapples » Wed Jul 13, 2011 9:00 pm

I wasn't even aware the Capital One No Hassle Rewards card charges an annual fee. I suppose like some of their other cards, whether or not a fee is charged depends on your credit. Seems unfair to me but I guess that's the way it is. Call them up for sure and request no annual fee on your account. Let us know what happens.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

NuPlastic
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Postby NuPlastic » Fri Jul 15, 2011 1:39 pm

OK so here's the deal I have two COne cards I just got one card from being maxed out to only 14% of UTIL%. The RW card that has the fee is maxed out. I am going to pay it down to about 11% and then I will make the call. I have never been late, but my payment has been real sporadic. Meaning I'll pay min. balance for about 2 months then I will pay a huge chunk, use it, max out again; carry a big balance pay min. Balance for a few more months, and finally pay a huge chunk again.

I will keep you posted.
Current Cards: American Express: Green Bank of America: Platinum Plus Visa Discover: More Capital One: No Hassle Rewards, Platinum Master Cards
Primary Everyday Card: http://creditcardforum.com/rewards/232-warning-american-express-blue-cash-here-s-catch.htmlBofA: Platinum Plus Visa
Primary Travel Card: Amex: Green

jeffysdad
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Postby jeffysdad » Fri Jul 15, 2011 5:21 pm

Cap One makes some of its cards available without a fee depending on your credit score. If it's low, you have to pay the fee, but I think it's something you could talk them out of as long as your credit isn't awful.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

NuPlastic
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Postby NuPlastic » Tue Jul 26, 2011 10:25 pm

Ok, so after some time I have not only paired down the COne card, I called to ask to see if they would remove the fee for now and forever. I pleaded my case, with talk of my better and improving score explained that others have the same product and do not pay a fee. I wanted to be like those customers I exclaimed. Here comes the punchline. I did not get the fee waived, my score is as of today around 715 because my score was so good, they increased my credit line almost a whopping 140 %. Haha, but the fee was not waived.

By the way the product was the CapitalOne No Hassle Rewards.
Current Cards: American Express: Green Bank of America: Platinum Plus Visa Discover: More Capital One: No Hassle Rewards, Platinum Master Cards
Primary Everyday Card: http://creditcardforum.com/rewards/232-warning-american-express-blue-cash-here-s-catch.htmlBofA: Platinum Plus Visa
Primary Travel Card: Amex: Green



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