Visa extended warranty vs. Amex. Who's better?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
3 posts
George Ellis
Posts: 1
Joined: Fri Jul 01, 2011 2:25 pm
Location: WA

Visa extended warranty vs. Amex. Who's better?

Postby George Ellis » Fri Jul 01, 2011 2:36 pm

Between the Amex and Visa Extended Warranty on purchases, which offers the best degree of coverage? The Visa version I have never used before yet I have two signature cards the come with it. The Visa website talks about registering purchases where you have to send in your receipts and warranty papers after you make a purchase.

What I hate about that is let's say you buy 10 items. At most the chances are you will make an extended warranty claim on are likely no more than 1 out of 10 of the purchases. Yet you spent all that time monkeying around mailing paperwork in to register all 10. The program seems like more hassle than a benefit when you factor in the time spent doing all that unless the coverage Visa is providing is significantly better than Amex.

Money card
Centurion Member
Centurion Member
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Sun Jul 03, 2011 11:59 pm

American express is I can tell you why. let's say you buy electronics or a blazer and something happens past the 90 days. American express forces the merchant to take the merchandise back, your visa bank won't.

Now let's look at this, what percentage of cards do you think American express has annual fees for? what percentage on Visa?

that's why.

User avatar
Mogul of Pineapples
Centurion Member
Centurion Member
Posts: 1271
Joined: Sun Jun 01, 2008 11:32 pm
Location: Smogland

Postby Mogul of Pineapples » Wed Jul 13, 2011 8:51 pm

Here is information about the Extended Warranty benefit from American Express. In my personal opinion I feel it's much better coverage than Visa Signature's extended warranty but be your own judge. The maximum "up to" duration of the extended warranty coverage is much longer with AmEx as you will see.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

Return to “Visa & MasterCard”

Who is online

Users browsing this forum: No registered users and 3 guests