Credit score required for Chase Freedom?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
15 posts
PopiLopi
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Posts: 179
Joined: Fri Apr 13, 2012 7:05 pm
Location: Miami, FL

Postby PopiLopi » Thu Aug 15, 2013 12:15 am

irvine801 wrote:I got an instant approval at a 651 fico for my freedom card. With a 1k cl but my Apr is crap. (23.24)


Don't feel bad, my fico is 695 and I got the same APR... Remember that APR is not a problem unless you're planning to carry a balance which you should try not to, or at least carry it on a card with a lower APR if you have to do it
Amex: Business Platinum (09/12) BCP $10,500 (03/13)
Visa: Capital One Journey $750 (04/11) Chase Freedom $1,800 (04/12)
MasterCard Citi AAdvantage Platinum Select $8,500 (05/13)
Discover: Discover It $2500 (07/11)
Store Cards: Amazon $3900 (12/11) Macy's $500 (04/11) Kohl's $500 (05/12) Victoria's Secret $750 (11/12)


PopiLopi
Centurion Member
Centurion Member
 
Posts: 179
Joined: Fri Apr 13, 2012 7:05 pm
Location: Miami, FL

Postby PopiLopi » Thu Aug 15, 2013 3:04 pm

When I was denied I called the application status the same day I submitted the application, usually when I see the 7-10 days message it means, no... At the moment my EQ Fico was 695 but I had very recent inquiries. After a few minutes on the phone and explaining why those inquiries were there (got a car loan in Jan) I was approved with a $1,200 CL

[chase_freedom].[/chase_freedom]
Amex: Business Platinum (09/12) BCP $10,500 (03/13)
Visa: Capital One Journey $750 (04/11) Chase Freedom $1,800 (04/12)
MasterCard Citi AAdvantage Platinum Select $8,500 (05/13)
Discover: Discover It $2500 (07/11)
Store Cards: Amazon $3900 (12/11) Macy's $500 (04/11) Kohl's $500 (05/12) Victoria's Secret $750 (11/12)

raven2k12
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Joined: Tue Apr 01, 2014 12:08 pm
Location: Los Angeles

Postby raven2k12 » Tue Apr 01, 2014 12:11 pm

Who do you call? I applied online yesterday and got the same message, so I called and the rep only said that I have to wait until they make a decision.
hycheong85 wrote:Hello all,

I'm re-applying for chase freedom.

- rejected in mid-october
- credit score 720 sa of today
- have one secured card with $300 credit line
- got checking and savings accounts at chase
- annual income 60K

any chance of getting approved for freedom?

Thanks,
B

raven2k12
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Posts: 7
Joined: Tue Apr 01, 2014 12:08 pm
Location: Los Angeles

Postby raven2k12 » Wed Apr 02, 2014 11:43 am

Okay, someone from another thread gave me a number to call and I was approved for $3,500. Yay!

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nismoZtuner
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Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Wed Apr 02, 2014 7:20 pm

hycheong85 wrote:Hello all,

I'm re-applying for chase freedom.

- rejected in mid-october
- credit score 720 sa of today
- have one secured card with $300 credit line
- got checking and savings accounts at chase
- annual income 60K

any chance of getting approved for freedom?

Thanks,
B


dang you make more than I do and look at my signature- only 21 yrs old (1yr and 8 months of credit history)
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22



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