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With a small amount of credit and a fairly new credit history profile it may not be worth worrying about the official credit scoring models in the very short term.
Most of the large general purpose card issuers like American Express, Citi, Chase have apparently taken the time to understand a great deal more about this emerging consumer than they have in the past.
The key here is how you handle the credit they give you. If you pay on time and in full is one scenario, use of credit is another. The person who maxs out and makes min payments is looked at much differently ( someone who needs credit and may have a challenge paying it back) than someone who max out pays it all off and repeats the cycle ( e.g. a traveler who is reimbursed by their employer). Most will look at types of transactions too in understanding the behavior ( e.g. was the card used as bail bond and is being paid off, or was the card used for office supplies and gets paid in full each month). The card issuers could care less about social behavior or how you live your life, that isn't the issue, it all will tie back to how people who historically act this way pay them back, or allow them to make money. The various elements that each issuer decides to use, and which have been tested for historical behavior are ranked for risk and applied to each customer. At least that's how I think it works.
So maxing out can work for you and it can work against you as a new card holder. Your individual behavior will dictate the outcome Over time, with history and more data to look at the generally cited "public" models take on greater meaning and too much debt does work against the individual.