19yo approved for Forward with 4k limit

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19yo approved for Forward with 4k limit

Postby murphycr » Mon Mar 14, 2011 8:36 pm

So on a whim I decided I would go for the Citi Forward card through CCF because the rewards looked fantastic (especially for a student... bookstore rewards alone are worth it). I was quite pleasantly surprised when I was approved with a $4000 line of credit! Only having $1250 of total credit before this, a FICO of 721, and a history of 15 months I was quite shocked by the generosity there. Hopefully I should be receiving it in a few days at which point I'll have to compare it to my Discover More and will be able to share the results.

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Mogul of Pineapples
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Postby Mogul of Pineapples » Sun Mar 20, 2011 5:21 pm

That's great you were approved and got a limit more than 3x higher than your current card. Remember though with either card, try and stay below 25% of the credit limit (even if you pay in full) to avoid any backlash from high credit utilization.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

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