Visa to allow un-embossed cards

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Mogul of Pineapples
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Visa to allow un-embossed cards

Postby Mogul of Pineapples » Wed Sep 24, 2008 7:40 pm

Today Visa announced that it would start allowing issuers to use un-embossed credit and debit cards. That means the numbers and name would be printed on the card instead of embossed. They've allowed their prepaid debit cards to be unembossed since '05 and now they're allow all cards to be.

The reasons they cite are they are no longer necessary since the carbon copy card readers are rarely used today. They also says it's cheaper and quicker to produce them that way. Surprisingly another reason they mention is it's safer for fraud because you would no longer feel the embossed letters through an envelope.

I disagree with the last point. If there's a card in an envelope you will feel it no matter if it has raised letters or not. It doesn't seem safer to me, if anything it sounds like a con artists dream. Now they can print cards using printers and no longer have to worry about the raised letters. An easier card to counterfeit if you ask me.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

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Cucumber
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Postby Cucumber » Thu Sep 25, 2008 1:46 am

This is awesome! Next time I lose my credit card I can just go crank out another one with my printer!

:ppp
OBAMA
Stop talking crap about him!

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Mogul of Pineapples
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Postby Mogul of Pineapples » Sun Sep 28, 2008 5:22 pm

The sad truth is you probably could crank one out on your printer.

When I think about it though, if a criminal is advanced enough to print up professional credit cards, they probably have the resources to buy a card embosser and emboss the credit card numbers anyway.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred



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