Is Mastercard accepted in Europe?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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cmoya
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Is Mastercard accepted in Europe?

Postby cmoya » Wed Feb 02, 2011 4:01 am

I am going to Europe through school (UK, Spain, Italy, Greece and Portugal). Is Mastercard accepted in Europe or would I be better off taking my Visa debit card? (I don't have a Visa credit card)


websteth
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Postby websteth » Sat Feb 05, 2011 9:52 am

I have had no issue with using any of my cards (AMEX, MasterCard, or Visa) in Europe. You should be good to go with the MasterCard if that is all you have.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

cmoya
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Postby cmoya » Sat Feb 05, 2011 4:46 pm

Thanks. Do you know if the rights for fraud protection and stuff will be the same as Mastercard in Europe as it would be for Visa?

I have read that in Europe some places charge a fee for using a credit card. How often will I encounter that?

jeffysdad
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Postby jeffysdad » Sat Feb 05, 2011 5:56 pm

Most cards now charge a fee of about 3% for transactions denominated in a foreign currency. I think CapitalOne is an exception to this. You want to check with your card provider.

I don't recall encountering fees for using credit when I've travelled in western Europe, but I could be mistaken.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

websteth
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Postby websteth » Sun Feb 06, 2011 8:19 am

MBNA (Bank of America)did charge a Foreign Transaction Charge when it was used. As Jeffysdad said, it's about 3%. I have not seen any other fees.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

cmoya
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Postby cmoya » Sun Feb 06, 2011 3:28 pm

You guys are awesome thanks for helping me figure this out!

chuckit
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Postby chuckit » Thu Feb 10, 2011 12:47 am

Yes most developed European countries have widespread acceptance of Mastercard and Visa. I hear American Express is semi-popular in the bit Asian cities and I am unsure about Discover.



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