Amazon Prime Credit Card

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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mountaindewvoltage
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Re: Amazon Prime Credit Card

Postby mountaindewvoltage » Tue Jan 31, 2017 7:34 am

TXviking wrote:Did anyone actually get their cards yet? I got the mail from Citi that it would be coming and that I would get the same benefits with my current card in the meantime, but I'm curious to see if it will actually be a Signature card ...and if it'll be metal.


What are you talking about?


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CarefulBuilder14
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Re: Amazon Prime Credit Card

Postby CarefulBuilder14 » Tue Jan 31, 2017 8:33 pm

mountaindewvoltage wrote:
TXviking wrote:Did anyone actually get their cards yet? I got the mail from Citi that it would be coming and that I would get the same benefits with my current card in the meantime, but I'm curious to see if it will actually be a Signature card ...and if it'll be metal.


What are you talking about?

TXviking presumably means Chase. Chase issues both the regular, non-Prime Visa and the Amazon Prime Visa. The store-only card is from Synchrony. People who subscribe the the Prime service and have a non-Prime Amazon Visa are getting upgraded automatically to the Prime Visa. Citi isn't involved.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

mountaindewvoltage
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Re: Amazon Prime Credit Card

Postby mountaindewvoltage » Wed Feb 01, 2017 12:56 am

CarefulBuilder14 wrote:
mountaindewvoltage wrote:
TXviking wrote:Did anyone actually get their cards yet? I got the mail from Citi that it would be coming and that I would get the same benefits with my current card in the meantime, but I'm curious to see if it will actually be a Signature card ...and if it'll be metal.


What are you talking about?

TXviking presumably means Chase. Chase issues both the regular, non-Prime Visa and the Amazon Prime Visa. The store-only card is from Synchrony. People who subscribe the the Prime service and have a non-Prime Amazon Visa are getting upgraded automatically to the Prime Visa. Citi isn't involved.


I figured. Just trying to bust his balls.

TXviking
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Re: Amazon Prime Credit Card

Postby TXviking » Wed Feb 08, 2017 3:52 pm

mountaindewvoltage wrote:I figured. Just trying to bust his balls.


Bah. :beat:

mountaindewvoltage
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Re: Amazon Prime Credit Card

Postby mountaindewvoltage » Wed Feb 08, 2017 10:00 pm

Look at the people over on MyFico... They get the card just to sock-drawer it in a safe or whatever, what a joke. People applied for this beautiful card just to put in away somewhere and only use it on Amazon? Don't they realize the card has 2% back at gas stations, drug stores, office supply stores, and restaurants?

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CarefulBuilder14
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Re: Amazon Prime Credit Card

Postby CarefulBuilder14 » Wed Feb 08, 2017 11:05 pm

mountaindewvoltage wrote:Look at the people over on MyFico... They get the card just to sock-drawer it in a safe or whatever, what a joke. People applied for this beautiful card just to put in away somewhere and only use it on Amazon? Don't they realize the card has 2% back at gas stations, drug stores, office supply stores, and restaurants?

Maybe they already have a 2% (or more) card and/or don't want to worry about how merchants will be coded.

If I had one, I'd SD it and just use it online.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

TXviking
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Re: Amazon Prime Credit Card

Postby TXviking » Thu Feb 09, 2017 2:18 am

mountaindewvoltage wrote:Look at the people over on MyFico... They get the card just to sock-drawer it in a safe or whatever, what a joke. People applied for this beautiful card just to put in away somewhere and only use it on Amazon? Don't they realize the card has 2% back at gas stations, drug stores, office supply stores, and restaurants?


Citi (and this time I mean Citi) Costco does 4% on gas purchases up to $7500. Discover IT does 5% this quarter.

mountaindewvoltage
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Re: Amazon Prime Credit Card

Postby mountaindewvoltage » Thu Feb 09, 2017 3:36 am

TXviking wrote:
mountaindewvoltage wrote:Look at the people over on MyFico... They get the card just to sock-drawer it in a safe or whatever, what a joke. People applied for this beautiful card just to put in away somewhere and only use it on Amazon? Don't they realize the card has 2% back at gas stations, drug stores, office supply stores, and restaurants?


Citi (and this time I mean Citi) Costco does 4% on gas purchases up to $7500. Discover IT does 5% this quarter.


I have a DiscoverIt, just increased my credit limit from 750 about a month ago to 1500, and then today to 3000.

I may sound like a hypocrite, but I'd rather use 1-2 cards for everything rather than chasing an extra 1% back on a certain category with another card.

TXviking
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Re: Amazon Prime Credit Card

Postby TXviking » Thu Feb 09, 2017 3:48 am

mountaindewvoltage wrote:I have a DiscoverIt, just increased my credit limit from 750 about a month ago to 1500, and then today to 3000.

I may sound like a hypocrite, but I'd rather use 1-2 cards for everything rather than chasing an extra 1% back on a certain category with another card.


Everyone is different. Some prefer simplicity, some seem to derive pleasure simply from playing the game, even if the "winnings" are minimal.

I'm sort of in the middle. I am not going to go apply for a new card just to get 1% better rewards, but I will put a fair amount of effort into finding the cards that give me the best bang for the buck overall. And when I pull out my wallet to pay for something, I do try to give at least some consideration to which card I want to put that charge on.

YMMV.

mountaindewvoltage
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Re: Amazon Prime Credit Card

Postby mountaindewvoltage » Thu Feb 09, 2017 3:49 am

CarefulBuilder14 wrote:
mountaindewvoltage wrote:Look at the people over on MyFico... They get the card just to sock-drawer it in a safe or whatever, what a joke. People applied for this beautiful card just to put in away somewhere and only use it on Amazon? Don't they realize the card has 2% back at gas stations, drug stores, office supply stores, and restaurants?

Maybe they already have a 2% (or more) card and/or don't want to worry about how merchants will be coded.

If I had one, I'd SD it and just use it online.


That would be a great argument if the Citi Double Cash were a card that provides real World or World Elite MasterCard benefits, or the USAA 2.5% back card isn't limited to certain people which then on top of it, the number of qualified people gets lower when the card is only available to those in certain states.

I prefer having Visa Signature perks like hotel savings, NPSL (or soft limit), metal design, better customer service... For example, I requested a new account card to be overnight-ed and Chase went ahead and did that... Citi on the other hand, won't. There's also a better website to navigate through, and quite frankly, I think Chase's dispute system is better from what I've heard, as much as I hate hearsay arguments. Meanwhile those with a Citi DC "World Elite" MasterCard can't even log onto the MasterCard World Elite website or go above their credit limit, and 99.9% of Citi's customer service reps are from India and don't have a clue in the world. With Costco's card, you need to be a Costco member to sign up, while with Amazon you need to be a prime member to get the 5% back, but can still get the card without being a prime member.



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