Keysmasher wrote:ugh, got a letter from Chase a few days ago and I was denied. The reason for denying my application was as stated:
Which doesn't make sense because the only account that I have under MY name (not as an authorized user) is a Student credit card with a $300 limit.
So call the recon line.
Keysmasher wrote:The Household Income that I stated on the application was well over 120k
From what I can tell, the CSP app asks for gross income, not household income. That might have been an issue as well.
Keysmasher wrote:I don't know about the "No preset spending limit" being a market gimmick. I have the Amex which has no preset spending limit and when I put 25k as a test charge, it was accepted.
Apples and oranges. AmEx is charge card.
DoingHomework wrote:2 credit pulls in a year or so is enough to get you denied.
All depends on one's credit. I was approved for the CSP and I had at least 2 pulls.