Chase Blueprint credit card review

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rodneyharris
 
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Chase Blueprint credit card review

Postby rodneyharris » Fri Dec 03, 2010 4:27 am

This Chase Blueprint credit card has been on TV a lot and I had wanted to find out more about it. The one thing about the Chase Blueprint credit card I can't find for the life of me is a review of the darn thing. If any of you folks can help out it would be greatly appreciated. The ads make it look neat but I would rather find out the real deal from existing customers.


jeffysdad
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Postby jeffysdad » Fri Dec 03, 2010 8:10 am

Blueprint isn't a credit card; it's a feature offered on the Chase cards Slate, Freedom and Sapphire that lets you prioritize portions of your balance for faster payment. It's not offered on affinity cards offered by Chase, such as the Chase Amazon card.

I've never used Blueprint. For me a more useful feature is something like Discover's "Spend Analyzer."
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

CCG
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Postby CCG » Sat Dec 04, 2010 8:08 pm

That is correct as there is no such thing as a Chase Blueprint credit card. There are a number of different Chase credit cards which include the Blueprint feature but partner cards such as the aforementioned Amazon card do not.

Please see the recent blogpost to find out more about Chase Blueprint and how it works: Chase Blueprint Review

-CreditCardGuru

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jumbo
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BLUEPRINT question...!

Postby jumbo » Sat Dec 10, 2011 4:07 am

Okay, I have the Chase Slate CC, which has the Blueprint associated with it.

The card does not offer any rewards other than the 0% APR. I have used the card to pay my college tuition, and hopefully will pay it off before the 0% APR ends.

My question, is there any way I can benefit from this BLUEPRINT thing... I didn't quite get what this blueprint is. (I have read in the chase website, I'd really appreciate if someone here will explain the thing in simple words, thank you)
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CC Deville
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Postby CC Deville » Sun Dec 11, 2011 8:55 pm

Blueprint: Well, lets say you have a Slate (ugly a$s card by the way-I can say that because I have one only it used to be a real Chase Manhattan Platinum card before) and you buy a television set for $250 and then you go to the grocery store and buy $100 worth of groceries. You plan to pay interest on the TV for a few months but not pay any on the groceries. So you would go online to the Blueprint section and you would click on your $100 grocery purchase and place it in the pay in full catagory. Then you would go to the TV purchase and set it up to have it paid off in 5 months at $50 increments plus any interest. So your first payment would be $150 ($100 for the groceries and $50 for your first of five payments to repay the TV). This helps to avoid paying interest on the things you want to pay in full while still being able to carry the balance for five months for the TV purchase.

If used correctly, Blueprint can be a good tool for paying off large purchases, but overall it is a bit gimmicky. I have never used it on either the Slate or my Freedom mainly because I am allergic to interest.

Slate really is a worthless card and that veritcal design is simply awful.

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jumbo
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Postby jumbo » Mon Dec 12, 2011 2:55 am

@CC Deville: thanks a lot for the clarification .. now this explains a lot.... yup, I'm the same on allergic to interest thing..

Yes, not much benefit from slate, but being a college student, and paying my tuition with 0% apr helps a lot...!
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CC Deville
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Postby CC Deville » Tue Dec 13, 2011 5:04 pm

jumbo wrote:@CC Deville: thanks a lot for the clarification .. now this explains a lot.... yup, I'm the same on allergic to interest thing..

Yes, not much benefit from slate, but being a college student, and paying my tuition with 0% apr helps a lot...!


I can respect that. Check out Citibank as well, they have some of the longest 0% apr offers out there. The good thing about Chase is that they will allow a product change in the future when your needs change.

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jumbo
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Postby jumbo » Tue Dec 13, 2011 10:58 pm

yes, I got the chase slate and citi platinum select MC a couple of months ago... citi had 0% apr for 15 months... pretty good deal for me...

Planning to convert chase to freedom after I graduate in a year.
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