- Centurion Member
- Posts: 179
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
I got mine as a Diamond Preferred in 2013 and PC'd to a Double Cash. I don't carry much of a balance, but have never received a CLI. I've asked for a CLI every six months, but I'm declined due to a charge off every time. Citi bought the Best Buy store cards, and I had a fiasco with one, so I'm at my max with Citi for the next few years, and that's fine by me.
Have you had any charge offs/bad debt in the past? My double cash record is squeaky clean, but I had a few baddies a few years ago that are still haunting me. If Citi acquired any bad debt (even resolved), it could be hurting you.
I would request the CLI online, as it's a soft pull, and find out what's holding you back if you get denied. At least you'll know where you stand with them and what they may not like.
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680