How Many People Got A MasterCard Black Card Fee Waived?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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CableIsKiller
 
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How Many People Got A MasterCard Black Card Fee Waived?

Postby CableIsKiller » Mon Jun 13, 2016 5:20 pm

How Many People Got A MasterCard Black Card Fee Waived?

Thinking about applying, I would just want the fee to be waved, I called up the application line they said no way, but i hear they will do it?


Tubpbs
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Re: How Many People Got A MasterCard Black Card Fee Waived?

Postby Tubpbs » Mon Jun 13, 2016 9:32 pm

CableIsKiller wrote:How Many People Got A MasterCard Black Card Fee Waived?

Thinking about applying, I would just want the fee to be waved, I called up the application line they said no way, but i hear they will do it?


Why do you want to apply for the card? One step further...why do you want to apply for a card you know has an annual fee with the express goal of getting it waived?

What appeals to you about the card? If you can't make it work with the fee, knowing it's unlikely (even if others got the fee waived, which actually seems unlikely, that doesn't mean you will) to have it waived, you probably shouldn't get the card...
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
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MemberSince99
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Re: How Many People Got A MasterCard Black Card Fee Waived?

Postby MemberSince99 » Tue Jun 14, 2016 7:39 am

This is human nature. He wants the card to pull out to impress people with who don't know much about credit but he would rather not pay to impress the ignorant.

Hard to blame him but good luck with that.

My guess is most people savvy enough to know how to cajole them into waiving the fee are too savvy for this card in the first place.

To My Credit
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Re: How Many People Got A MasterCard Black Card Fee Waived?

Postby To My Credit » Tue Jun 14, 2016 7:45 am

I just looked it up, and it seems to have far too many customer perks for you to be able to get it for free, unless you're a billionaire or something and they want to reel you in. I'd suggest giving up.
Current cards: BankAmericard CR, BankAmericard BBR, Citi Double Cash, Chase Freedom, AmEx BCE, Discover It
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takeshi
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Re: How Many People Got A MasterCard Black Card Fee Waived?

Postby takeshi » Tue Jun 14, 2016 2:53 pm

You gotta pay if you want to play the try to impress others with a faux Centurion game. If you don't want to pay you can always rattle can one of your cards. Image

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CarefulBuilder14
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Re: How Many People Got A MasterCard Black Card Fee Waived?

Postby CarefulBuilder14 » Tue Jun 14, 2016 3:33 pm

To My Credit wrote:I just looked it up, and it seems to have far too many customer perks for you to be able to get it for free, unless you're a billionaire or something and they want to reel you in. I'd suggest giving up.

Some perks, yes, but most serious travelers tend to favor Prestige/Platinum/Ritz.

I've read a few reports of AFs being waived for the first or second year, but they are uncommon. Remember, even if you do get a waiver, you're only saving $495 if you'd actually pay $495 for the card. Most serious travelers wouldn't.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
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Letting new accounts cool off since May
Really not sure what I'll add next or when

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Re: How Many People Got A MasterCard Black Card Fee Waived?

Postby Tubpbs » Tue Jun 14, 2016 4:26 pm

CarefulBuilder14 wrote:
To My Credit wrote:I just looked it up, and it seems to have far too many customer perks for you to be able to get it for free, unless you're a billionaire or something and they want to reel you in. I'd suggest giving up.

Some perks, yes, but most serious travelers tend to favor Prestige/Platinum/Ritz.

I've read a few reports of AFs being waived for the first or second year, but they are uncommon. Remember, even if you do get a waiver, you're only saving $495 if you'd actually pay $495 for the card. Most serious travelers wouldn't.


I see no reason they would waive the fee...regardless of how much you spend. The card is literally designed as a trick...
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
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CarefulBuilder14
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Re: How Many People Got A MasterCard Black Card Fee Waived?

Postby CarefulBuilder14 » Tue Jun 14, 2016 7:21 pm

Tubpbs wrote:
CarefulBuilder14 wrote:
To My Credit wrote:I just looked it up, and it seems to have far too many customer perks for you to be able to get it for free, unless you're a billionaire or something and they want to reel you in. I'd suggest giving up.

Some perks, yes, but most serious travelers tend to favor Prestige/Platinum/Ritz.

I've read a few reports of AFs being waived for the first or second year, but they are uncommon. Remember, even if you do get a waiver, you're only saving $495 if you'd actually pay $495 for the card. Most serious travelers wouldn't.


I see no reason they would waive the fee...regardless of how much you spend. The card is literally designed as a trick...

Whether there's a good reason or not, it has happened...or, at least, people have claimed it's happened. Maybe those CSRs were just clueless or lying, and charged the AF anyway. From what I've heard, customer service on the Black Card is the typical Barclaycard circus.

It's definitely more image than substance. I'm better off paying an AF on Prestige than I'd be with a waived AF on Black Card.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

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Re: How Many People Got A MasterCard Black Card Fee Waived?

Postby Tubpbs » Tue Jun 14, 2016 10:47 pm

Easily. If you take a 60 mile plane trip a year, the fee is $200... And you go from there
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

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CarefulBuilder14
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Re: How Many People Got A MasterCard Black Card Fee Waived?

Postby CarefulBuilder14 » Tue Jun 14, 2016 11:12 pm

Tubpbs wrote:Easily. If you take a 60 mile plane trip a year, the fee is $200... And you go from there

1. I assume you're talking about Prestige's points for miles flown. I think that was eliminated.

2. I'm not following your math. I'm assuming you mean that 60x3=180 (almost 200). If you earned 3 points per mile, though, you'd earn 180 points on a 60 mile flight...points worth only about $2.

300 points per mile (the rate necessary to earn about $200 on a 60-mile flight), then my $210 one-way flights between NY and CA would earn me $7500 in rewards each way. I can understand Citi giving out 2500 bonus points for a flight, but not 750000 (2500x300).

Very puzzled...
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when



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