- Centurion Member
- Posts: 3933
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Rewards promos are nicer "gifts".
And, yes, it is all just business to them...although I disagree with takeshi a little. If two customers are low risk*, but one uses the card regularly while the other barely uses it, a few issuers (Discover, Barclaycard, to some extent Amex) will often favor the first customer as far as CLIs.
*Low risk meaning PIF on modest balances, reasonable income relative to total CLs, paying on time, no baddies, etc.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May