- Centurion Member
- Posts: 4040
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Vattené wrote:I'm guilty of some credit nerd behavior at JCPenney, but I'm sure the cashiers thought I was either really irresponsible/disorganized about my finances or just straight up crazy.
I wanted to use my Amex offer, which required $50. Anything over that would be a waste when I could get 10% on Discover. I had three things, and made my wife check out with two that just went over $50, while I got in the next line to use Discover on a separate transaction. I'm done first, and my wife discreetly waves me over because the cashier uses a coupon to give us 20% off one thing, which made the transaction $49.36. I appreciated her helpfulness, but she had no way of knowing her discount would have actually cost me money. I practically yanked the Amex out of my wife's hand and shoved the Discover in.
A month or so ago I was in a Whole Foods, with items in my cart that I thought would cost about $65. Of that, I had an immediate use for $45 of it, and added $20 of stuff that was on sale and had a long shelf life (and that I'd be buying, anyway, before long).
I actually got uneasy when the cashier added in savings from a coupon I hadn't known about. The coupon only saved me $3, so the total was $62. I still qualified for the $10 off $60+ Amex offer, but I was absolutely ready to throw in an "impulse buy" purchase of $1 or $2 to get over $60 again!
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech