That's the rest of 2016 for Freedom. Groceries, then restaurants, then "holiday shopping" which I'm sure will end up being amazon.
Decent categories, essentially the same as Discover throughout the year, just on different quarters. The only Freedom advantage would be groceries, but that's covered with many other cards so most people aren't waiting for a rotating category for that.
I will say I hope this year for my sake that Discover doesn't repeat gas twice as that is a really boring bonus category for me (although for others it's great).
Not bad. But as you said, there are other cards that offer similar categories. When Freedom had the 10+10% bonus for having a checking, and the CSP had the 7% dividend it made it a no-brainer for all types of spending. 5.5% was close enough to the 6% of BCP that it wasn't worth the effort. The first year of using the Freedom I had a net 3.7% cash back, without a signup bonus. That is decent enough to not worry about squeezing a few percent here and there by using other cards.
I was honestly thinking Chase would do more in 2016 to compete with Discover. I was hoping they would continue the 10+10% in some way or another.
Yeah still on a comparison to Discover, I think Discover still comes out ahead especially with the double promo this year. Chase has slowly taken away many of the extra benefits of the Freedom, such as the checking bonus, etc.
I wish Chase and Discover would stop offering ostensibly the same categories during the year, sometimes at different quarters and sometimes not. It's just plain boring. There are many other categories I could think of that could be utilized to be unique: hotels, airfare, home improvement, drugstores...these are categories you almost NEVER see and I don't get it. The 5% is capped, so their max payout is the same whether they give you crappy categories or good ones. As much as everyone blasts the Citi Dividend (no longer available), it seems Citi at least tries to give somewhat different categories, not just the usuals. Discover and Freedom have done more unique things in the past like theme parks in the summer, but it seems lately they just rest on their laurels and spit out the same categories every year, just in opposite quarters.
There's nothing "wrong" with groceries, gas, dining...but a 5% rotator should make a point to offer something unique or different because most people already have a designated gas/grocery/dining card. I don't need a handful of options for gas cards in my wallet. Give me something different, Discover! (And give Freedom cardholders something different!)