yfan wrote:Vermonster wrote:The Freedom earns URs, so it does have access to the UR portal. Freedom can have price protection, I'm not sure if it is via Chase or Visa Sig benefits. Either way Discover is probably better to deal with in that regard. Discover's no FTF is nice, but I find it of limited value. From my experience, Visa/MC is infinitely more useful when traveling abroad.
Chase doesn't provide Price Protection, and neither does Visa Signature. They provide Purchase Protection, which consists of a return guarantee and damage coverage within 90 days, but not Price Protection, which is protection against price drops if you already have the item. Yes, you could just "return" an item and buy a new one, but deep discounted sales are often sold out before you can get to it. For Price Protection (Discover, Citi and Mastercard offer this), the cool thing is you still get the difference back even if it turns out you actually couldn't snatch the sale price item in time.
I keep hearing that Discover's foreign use is limited, and perhaps it is if you ask the retailer whether they take Discover. If you just stick your card in the machine without asking them though, I have found that 9 times out of 10 it goes through just fine.
Chase offers something on CSP. I think it does on Freedom, too, but I've not found it in print yet.
If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.
Go to https://www.chase.com/online/sapphire/sapphire.html and click "travel and purchase protection benefits".