spetho2001 wrote:I am assuming all credit cards issued by Italian banks use CHIP & PIN technology. I believe, if I am correct, that they only work if you are at an ATM machine where you can punch in your PIN number.
One can punch in the PIN on an EMV terminal as well. PIN's are not just for ATM use.
FYI the M in ATM is for Machine. The N in PIN is for Number.
spetho2001 wrote:CMy question would be, how do Italians order stuff from a mail order house such as Amazon, using the telephone or the Internet when there is no way to enter their PIN number?
The same way we do in the US when a mail order vendor requests the CVV2
You might be interested in these post from other people that I believe live in Europe. From these post I gather that the credit card does not work exactly the same as in the U.S., as I have never had to get my card verified.
Italian Mastercard runs their own authentication website/system.
You go the merchant website and place your order. They redirect you to the Mastercard site. You log into that site and approve the charge.
So having the CC number isn't enough.
Amazon doesn't do this. But smaller merchants tend to.
Anywhere in the world, you might be redirected to Verified by Visa or the Mastercard equivalent for some further authentication, but many web sites do not require this.
Correct Nick my UK issued Visa credit card will always go to the the verified by Visa site for further authorisation.for online payments. My Mastercards however are not registered with the MasterCard equivalent authorisation so although you get transferred to the site it does skip this process.
I do realize that the N is for number and the M for machine, but thank you for trying to help me with that.