Barclaycard Arrival+ decrease in benefits

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
23 posts
Green Member
Green Member
Posts: 14
Joined: Wed Nov 11, 2015 1:59 pm
Location: chiberia

Re: Barclaycard Arrival+ decrease in benefits

Postby plaidington » Thu Nov 19, 2015 7:42 am

Vattené wrote:I completely understand Barclay wanting to do something about bonus hunting but I would think that, among potential customers that don't yet have the card, these actions make it MORE prone to bonus hunting, not less. Just speaking for myself - but I see a card with a sweet $400 bonus, no first-year AF, and poor long-term value. I'd be open to getting a new card for $400 and ditching it before the first AF came due. Cutting the mile bonus from 10% to 5% is disappointing, but 5% is a still a little perk that won't amount to much real value. And a high $100 minimum redemption threshold just means there are tons of better options.

I admire the Citi Double Cash for appealing to the non-bonus-hunters: no introductory bonus at all but great long-term value. If I knew the card wouldn't ever change I'd be using it, but we all know ANY card can be put on the chopping block at any time.

The industry invites this on itself. I don't look down on bonus hunters at all. I'll gladly be one myself as soon as I see something that entices me. It's not my fault card companies routinely nerf products once they've been on the market for a while, and offer introductory bonuses on new products designed to encourage people to switch over.

Exactly! They are definitely making it a card that long time holders will not want. Especially since Barclays now has a history of taking away many benefits at a time - you never really know if the card you are signing up for is going to be worth the credit pull. It is really like they just swung a ninja sword at the card. I can handle one minor change in benefits - but a handful?
My Card Corral: Barclaycard Arrival+ WEMC, Capital One Quicksilver VS, Chase Freedom VS, American Express BCP, Discover It, PenFed Cash Rewards.

Centurion Member
Centurion Member
Posts: 996
Joined: Sat Feb 21, 2015 3:35 pm
Location: Claymont, DE

Re: Barclaycard Arrival+ decrease in benefits

Postby kdm31091 » Thu Nov 19, 2015 5:04 pm

Unfortunately most cards inevitably are eventually changed, something that some people really fail to grasp. Look back 10 years even. Most cards that were available then are either totally gone, or survive in name but with different benefits. Cards and rewards programs are never static. Some issuers are worse than others about changing things, but it tends to happen sooner or later. It cracks me up when people with discontinued Citi Forward cards crow about the benefits still existing -- ok, yes, for now they have not taken away your rewards program. Does that mean they never will? Hardly. "Never" is a long time. Same with the Sallie Mae. It's discontinued. Eventually, be it in 6 months or 5 years, cardmembers will be phased into something else, just like recently the axed Travelocity Amex users were forced into an Arrival.

As far as the arrival, it's a shame because I just don't see why anyone would really keep it as a long term, general spend card. Even with a venture, at least you can redeem for gift cards if for some reason the travel doesn't work out/happen for you. With arrival, the points are useless outside of what Barclay decides are travel expenses, and while they don't expire, there are pain-free 2% options out there with no such restrictions, so...

User avatar
Centurion Member
Centurion Member
Posts: 1141
Joined: Sun Jan 26, 2014 3:55 am
Location: US

Re: Barclaycard Arrival+ decrease in benefits

Postby Vattené » Fri Nov 20, 2015 9:43 am

I couldn't agree more. There was a time when I was considering an Arrival+ as a long term, general spend card - over 2% on everything with loose redemption restrictions (as opposed to UR or MR) and a reasonable AF. That was before the Citi Double Cash came out. And before I could get 2%+ on everything for a year with my current Discover card.

The more I think about it, the more I want to get it just for the bonus. $400 quasi-cash for any travel expense is pretty tempting, and I'm at a place credit-wise where I don't need to worry about the small negative impact of every move so I know it wouldn't hurt me at all. We don't travel a lot, but I'll have to give it more serious thought when we start making concrete travel plans.
EX - 804 (9/16) | TU - 803 (10/16)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now

Return to “Visa & MasterCard”

Who is online

Users browsing this forum: No registered users and 2 guests