Hawk12 wrote:My oldest account is a Citi Forward (May 2009) and it has remained at $2,500 since opening, I see they do not offer the Forward anymore, will they still offer CLI on the card? Is there some type of better card that Citi offers that I could do a product change to?
It is possible they would offer a CLI, even on a product they no longer offer but into which you've been grandfathered. You'd just have to request a CLI as you would with any other card.
Would you like to PC (product change) it to something anyway? They offer a lot of cards, and what you're interested in will determine what would be "best" to do a PC. The Citi Double Cash is popular and straightforward with a total 2% cash back on everything (1% back on purchases, and 1% back when you pay). If you're open to more complicated rewards something that offers ThankYou points may be worth considering, but since you already have good cards you would need to shift a lot of spending to the PC'd Citi card for it to be really worthwhile. Of course, it's not guaranteed they will let you PC your Forward, but - again - you would have to call and ask them what your options are.
Hawk12 wrote:My second oldest card (Aug 2011) is a Chase United Mileage Plus, limit is $4,000, also the initial limit, how receptive is Chase to CLI? Do I just send them a message?
I don't have any Chase cards myself, but I've heard they're not the most CLI-friendly. Couldn't hurt to request one, though. My personal preference is to call in and ask a CSR (just so I can speak to a person directly) if it will require a hard credit pull. I like to avoid hard pulls when I request CLIs, though, and that might not be as big of a priority for you.